Toyota Camry trim comparison
2024 Toyota Camry XSE vs TRD
The Camry XSE starts at $31,720 while the TRD is $33,485. That $1,765 gap buys 6 meaningful differences.
This trim jump changes the engine from 2.5L I4 to 3.5L V6. Everything else is secondary to whether that powertrain difference matters for how you drive.
If you would notice the 3.5L V6 every week, the TRD makes sense. If not, the XSE is the cleaner stop because this jump matters for the powertrain first and the trim badge second.
The cleanest way to feel this upgrade is through the payment: about $31/month more over 60 months, or roughly $1,860 extra all-in once interest is included. If that different powertrain is not part of your real use case, the cheaper trim keeps more money in your pocket without changing the core experience you need.
Lock one trim, change the other side, and move through exact pair pages without resetting back to the full lineup every time.
Who notices the difference
The higher trim starts to make more sense when you are specifically shopping for the stronger powertrain, not just more trim content.
When both feel the same
The XSE and TRD are mechanically identical where it counts: the same 8-speed shiftable automatic transmission and identical wheelbase and body dimensions.
The upgrade math
You are paying $1,765 for 5 measurable differences, which works out to about $353 per change.
Key Differences at a Glance
This is the fast read: price, power, efficiency, and the feature flips most likely to change the answer.
Every Difference, Side by Side
This is the full read behind the quick decision signals above: the complete hardware, comfort, and equipment story. 6 specification differences, 1 shared.
Full Specification Comparison
Specifications reflect available data as of early 2024. Confirm details with an authorized dealer before purchasing.
| Spec | XSE | TRD |
|---|---|---|
| Pricing | ||
| MSRP | $31,720 | $33,485 |
| Powertrain | ||
| Engine | 2.5L I4 | 3.5L V6 |
| Horsepower | 206 hp | 301 hp |
| Torque | 186 lb-ft | 267 lb-ft |
| Transmission | 8-speed shiftable automatic | 8-speed shiftable automatic |
| Drivetrain | FWD | FWD |
| Fuel Economy | ||
| City MPG | 27 | 22 |
| Highway MPG | 38 | 33 |
| Combined MPG | 31 | 26 |
| Fuel Tank | 15.8 gal | 15.8 gal |
| Annual Fuel Cost (EPA) | No published data | $1,700/yr |
| Dimensions | ||
| Curb Weight | 3,425 lbs | 3,575 lbs |
| Wheelbase | 111.2" | 111.2" |
| Length | 192.7" | 194.6" |
| Width | 72.4" | 73.1" |
| Height | 56.9" | 56.3" |
| Safety | ||
| NHTSA Overall | 5/5 stars | 5/5 stars |
| IIHS Award | TSP+ | TSP+ |
| Warranty | ||
| Bumper-to-Bumper | 3yr/36k | 3yr/36k |
| Powertrain | 5yr/60k | 5yr/60k |
| Corrosion | 5yr/unlimited | 5yr/unlimited |
| Roadside Assistance | 2yr/25k | 2yr/25k |
Data sources: licensed third-party automotive data, EPA fueleconomy.gov, NHTSA, and official manufacturer materials. Values marked est. are estimated.
2024 Toyota Camry XSE vs TRD Questions Shoppers Ask
Use this page for the direct trim answer, then zoom back out to the Toyota Camry lineup, the Toyota brand hub, the Midsize Sedans, the how to pick a trim guide, or our mid-trim value research when you need the bigger shopping path behind this one matchup.
How much more does the 2024 Camry TRD cost than the XSE?
The TRD starts at $33,485 compared to $31,720 for the XSE. That is a $1,765 difference, or approximately $31/month more on a 60-month loan.
Do the 2024 Toyota Camry XSE and TRD have the same engine?
No. The XSE uses a 2.5L I4 (206 hp, 186 lb-ft), while the TRD has the 3.5L V6 (301 hp, 267 lb-ft). That is 95 more horsepower. Both pair with the same 8-speed shiftable automatic.
Do the 2024 Camry XSE and TRD have the same drivetrain?
Yes. Both come with FWD as standard. The differences between these trims are in features and equipment, not drivetrain.
Is the 2024 Camry XSE or TRD safer?
Both share the same Toyota Camry platform with an overall 5-star NHTSA safety rating and an IIHS TSP+ designation. Safety ratings are model-level and identical across trims. The trim choice affects comfort and features, not crash protection.
What warranty does the 2024 Toyota Camry come with?
All 2024 Toyota Camry trims, including both the XSE and TRD, come with Toyota's standard warranty: 3yr/36k bumper-to-bumper and 5yr/60k powertrain coverage. Warranty does not vary by trim level.
Is the 2024 Toyota Camry TRD worth $1,765 more than the XSE?
The $1,765 buys the 3.5L V6. If that powertrain matters for how you drive, yes. If not, the XSE does the same job for less.
Which 2024 Toyota Camry trim gets better fuel economy, the XSE or the TRD?
The XSE is the more efficient of the two at 31 combined MPG, versus 26 for the other trim. That matters most if you are balancing running costs against the extra power, drivetrain, or comfort equipment tied to the pricier trim.
The Full Story Behind This Price Gap
Use the direct answer above for this exact matchup, then use these guides to understand whether you are really looking at a feature step-up, a package shuffle, or the point where the lineup starts changing in a meaningful way.
Is the Camry TRD Worth $1,765 More?
Spending $1,765 more on the Camry TRD buys the 3.5L V6 engine (+95 hp). These are the kind of differences you notice every time you drive.
The Differences You'll Notice Most
Engine changes between these trims: the XSE has the 2.5L I4, the TRD the 3.5L V6. That means 95 more horsepower and 81 more lb-ft of torque. You will notice it most when merging, passing, or climbing at speed. In return, expect about 5 fewer combined MPG.
Fuel Economy Comparison
The Camry XSE gets 5 more combined MPG. At $3.50/gallon and 12,000 miles/year, that saves roughly $260 per year or $1,300 over five years of ownership.
Bottom Line
The Camry TRD costs $1,765 more than the XSE (about $31/month more on a 60-month loan). That buys 5 meaningful changes at $353 per change. Whether that trade-off is worth it depends on which features matter to your daily driving.
Trim-Matched Accessories
These add-ons are split by trim intent so the recommendations follow the actual use case, not just the same repeated product block.
Toyota Camry XSE
Value-trim add-onsThese picks fit the XSE best when the goal is covering the daily-use gaps without paying up to the next trim.
Toyota Camry TRD
Step-up trim add-onsThese picks suit the TRD when you want the accessories to match the nicer cabin, broader utility, or more premium use case.
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Specifications shown combine licensed third-party automotive data with official manufacturer, EPA, and NHTSA source material for the 2024 model year. Actual pricing, features, and availability may vary by region and dealer. Always confirm details with an authorized dealer before making a purchase decision. TrimAtlas is not affiliated with Toyota or any dealership.
Page updated 2026-03-18. Verify equipment, pricing, and regional availability with the manufacturer or dealer.