Ford F-350 Super Duty trim comparison
2026 Ford F-350 Super Duty XL vs Lariat
The F-350 Super Duty XL starts at $48,760 while the Lariat is $64,540. That $15,780 gap buys 3 meaningful differences.
You are paying $15,780 for styling and convenience. The driving experience is identical.
Stay with the XL if keeping roughly $278/month in your budget matters. Step up to the Lariat only if you want the nicer equipment factory-installed and under warranty. That is the real decision hiding inside this $15,780 trim jump.
If you are budgeting this move monthly, the jump from the XL to the Lariat is about $278/month on a 60-month loan at 6.5% APR with 10% down. That works out to roughly $16,680 more by the time interest is counted.
Lock one trim, change the other side, and move through exact pair pages without resetting back to the full lineup every time.
Who notices the difference
The higher trim starts to make more sense when you want the nicer equipment factory-installed and under warranty.
When both feel the same
Both the XL and Lariat share the same 10-speed shiftable automatic transmission.
The upgrade math
You are paying $15,780 for 2 measurable differences, which works out to about $7,890 per change.
Key Differences at a Glance
This is the fast read: price, power, efficiency, and the feature flips most likely to change the answer.
Every Difference, Side by Side
This is the full read behind the quick decision signals above: the complete hardware, comfort, and equipment story. 3 specification differences, 4 shared.
Full Specification Comparison
Specifications reflect available data as of early 2026. Confirm details with an authorized dealer before purchasing.
| Spec | XL | Lariat |
|---|---|---|
| Pricing | ||
| MSRP | $48,760 | $64,540 |
| Powertrain | ||
| Engine | 6.8L V8 | 6.8L V8 |
| Horsepower | 405 hp | 405 hp |
| Torque | 445 lb-ft | 445 lb-ft |
| Transmission | 10-speed shiftable automatic | 10-speed shiftable automatic |
| Drivetrain | RWD | RWD |
| Fuel Economy | ||
| Fuel Tank | 34.0 gal | 48.0 gal |
| Dimensions | ||
| Curb Weight | 6,206 lbs | 6,474 lbs |
| Wheelbase | 141.4" | 175.9" |
| Length | 231.8" | 266.2" |
| Width | 96.0" | 80.0" |
| Height | 79.4" | 78.9" |
| Truck Specs | ||
| Cab Type | Regular Cab | Crew Cab |
| Warranty | ||
| Bumper-to-Bumper | 3yr/36k | 3yr/36k |
| Powertrain | 5yr/60k | 5yr/60k |
| Corrosion | 5yr/unlimited | 5yr/unlimited |
| Roadside Assistance | 5yr/60k | 5yr/60k |
Data sources: licensed third-party automotive data, EPA fueleconomy.gov, NHTSA, and official manufacturer materials. Values marked est. are estimated.
2026 Ford F-350 Super Duty XL vs Lariat Questions Shoppers Ask
Use this page for the direct trim answer, then zoom back out to the Ford F-350 Super Duty lineup, the Ford brand hub, the Full-Size Trucks, the how to pick a trim guide, or our mid-trim value research when you need the bigger shopping path behind this one matchup.
How much more does the 2026 F-350 Super Duty Lariat cost than the XL?
The Lariat starts at $64,540 compared to $48,760 for the XL (both Regular Cab RWD). That is a $15,780 difference, or approximately $278/month more on a 60-month loan.
Do the 2026 Ford F-350 Super Duty XL and Lariat have the same engine?
Yes. Both use the 6.8L V8 producing 405 hp and 445 lb-ft of torque. The engine hardware does not change between these trims, so the real differences are in equipment and feature content.
Do both the 2026 F-350 Super Duty XL and Lariat come in 4WD?
Both trims start with RWD as standard. 4WD is typically available as a factory option on both. Check with your dealer for current 4WD pricing. This comparison uses the base RWD configuration.
What warranty does the 2026 Ford F-350 Super Duty come with?
All 2026 Ford F-350 Super Duty trims, including both the XL and Lariat, come with Ford's standard warranty: 3yr/36k bumper-to-bumper and 5yr/60k powertrain coverage. Warranty does not vary by trim level.
The Full Story Behind This Price Gap
Use the direct answer above for this exact matchup, then use these guides to understand whether you are really looking at a feature step-up, a package shuffle, or the point where the lineup starts changing in a meaningful way.
What $15,780 Gets You
The F-350 Super Duty Lariat costs $15,780 more but shares the same engine, drivetrain, fuel economy as the XL. The differences are mostly cosmetic or marginal, so the practical jump is limited.
What Both Trims Share
The F-350 Super Duty XL and Lariat share the same engine, drivetrain, and transmission. The $15,780 difference comes down to 2 feature and equipment changes, not mechanical differences.
Summary
$15,780 more for the F-350 Super Duty Lariat gets you 2 real differences. At $278/month more, the question is whether those specific changes are things you will use regularly.
Trim-Matched Accessories
These add-ons are split by trim intent so the recommendations follow the actual use case, not just the same repeated product block.
Ford F-350 Super Duty XL
Value-trim add-onsThese picks fit the XL best when the goal is covering the daily-use gaps without paying up to the next trim.
Ford F-350 Super Duty Lariat
Step-up trim add-onsThese picks suit the Lariat when you want the accessories to match the nicer cabin, broader utility, or more premium use case.
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Specifications shown combine licensed third-party automotive data with official manufacturer, EPA, and NHTSA source material for the 2026 model year. Actual pricing, features, and availability may vary by region and dealer. Always confirm details with an authorized dealer before making a purchase decision. TrimAtlas is not affiliated with Ford or any dealership.
Page updated 2026-03-18. Verify equipment, pricing, and regional availability with the manufacturer or dealer.