Ford F-150 trim comparison
2025 Ford F-150 XL vs Lariat
The F-150 XL starts at $37,450 while the Lariat is $59,560. That $22,110 gap buys 7 meaningful differences.
This trim jump changes the engine from 2.7L V6 Turbo to 5.0L V8 flex-fuel. Everything else is secondary to whether that powertrain difference matters for how you drive.
If you would notice the 5.0L V8 flex-fuel every week, the Lariat makes sense. If not, the XL is the cleaner stop because this jump matters for the powertrain first and the trim badge second.
Think about this as a monthly tradeoff, not just a sticker gap. The Lariat adds about $390/month on a typical 60-month loan, or around $23,400 more overall with interest. If that different powertrain is not part of your real use case, the cheaper trim keeps more money in your pocket without changing the core experience you need.
Lock one trim, change the other side, and move through exact pair pages without resetting back to the full lineup every time.
Who notices the difference
The higher trim starts to make more sense when you tow, haul, or merge with enough load that the stronger powertrain matters.
When both feel the same
The XL and Lariat are mechanically identical where it counts: the same 10-speed shiftable automatic transmission.
The upgrade math
You are paying $22,110 for 6 measurable differences, which works out to about $3,685 per change.
Key Differences at a Glance
This is the fast read: price, power, efficiency, and the feature flips most likely to change the answer.
Every Difference, Side by Side
This is the full read behind the quick decision signals above: the complete hardware, comfort, and equipment story. 7 specification differences, 1 shared.
Full Specification Comparison
Specifications reflect available data as of early 2025. Confirm details with an authorized dealer before purchasing.
| Spec | XL | Lariat |
|---|---|---|
| Pricing | ||
| MSRP | $37,450 | $59,560 |
| Powertrain | ||
| Engine | 2.7L V6 Turbo | 5.0L V8 flex-fuel |
| Horsepower | 325 hp | 400 hp |
| Torque | 400 lb-ft | 410 lb-ft |
| Transmission | 10-speed shiftable automatic | 10-speed shiftable automatic |
| Drivetrain | RWD | RWD |
| Fuel Economy | ||
| City MPG | 19 | 16 |
| Highway MPG | 25 | 24 |
| Combined MPG | 21 | 19 |
| Fuel Tank | 36.0 gal | 36.0 gal |
| Dimensions | ||
| Curb Weight | 4,396 lbs | 4,769 lbs |
| Wheelbase | 141.5" | 145.4" |
| Length | 228.1" | 232.0" |
| Width | 79.9" | 79.9" |
| Height | 75.0" | 75.4" |
| Truck Specs | ||
| Cab Type | Regular Cab | SuperCrew |
| Bed Length | 8.0 ft | 5.5 ft |
| Safety | ||
| NHTSA Overall | 5/5 stars | 5/5 stars |
| Warranty | ||
| Bumper-to-Bumper | 3yr/36k | 3yr/36k |
| Powertrain | 5yr/60k | 5yr/60k |
| Corrosion | 5yr/unlimited | 5yr/unlimited |
| Roadside Assistance | 5yr/60k | 5yr/60k |
Data sources: licensed third-party automotive data, EPA fueleconomy.gov, NHTSA, and official manufacturer materials. Values marked est. are estimated.
2025 Ford F-150 XL vs Lariat Questions Shoppers Ask
Use this page for the direct trim answer, then zoom back out to the Ford F-150 lineup, the Ford brand hub, the Full-Size Trucks, the how to pick a trim guide, or our mid-trim value research when you need the bigger shopping path behind this one matchup.
How much more does the 2025 F-150 Lariat cost than the XL?
The Lariat starts at $59,560 compared to $37,450 for the XL (both Regular Cab RWD). That is a $22,110 difference, or approximately $390/month more on a 60-month loan.
Do the 2025 Ford F-150 XL and Lariat have the same engine?
No. The XL uses a 2.7L V6 Turbo (325 hp, 400 lb-ft), while the Lariat has the 5.0L V8 flex-fuel (400 hp, 410 lb-ft). That is 75 more horsepower. Both pair with the same 10-speed shiftable automatic.
Do both the 2025 F-150 XL and Lariat come in 4WD?
Both trims start with RWD as standard. 4WD is typically available as a factory option on both. Check with your dealer for current 4WD pricing. This comparison uses the base RWD configuration.
Is the 2025 F-150 XL or Lariat safer?
Both share the same Ford F-150 platform with an overall 5-star NHTSA safety rating. Safety ratings are model-level and identical across trims. The trim choice affects comfort and features, not crash protection.
What warranty does the 2025 Ford F-150 come with?
All 2025 Ford F-150 trims, including both the XL and Lariat, come with Ford's standard warranty: 3yr/36k bumper-to-bumper and 5yr/60k powertrain coverage. Warranty does not vary by trim level.
Is the 2025 Ford F-150 Lariat worth $22,110 more than the XL?
The $22,110 buys the 5.0L V8 flex-fuel. If that powertrain matters for how you drive, yes. If not, the XL does the same job for less.
Which 2025 Ford F-150 trim gets better fuel economy, the XL or the Lariat?
The XL is the more efficient of the two at 21 combined MPG, versus 19 for the other trim. That matters most if you are balancing running costs against the extra power, drivetrain, or comfort equipment tied to the pricier trim.
The Full Story Behind This Price Gap
Use the direct answer above for this exact matchup, then use these guides to understand whether you are really looking at a feature step-up, a package shuffle, or the point where the lineup starts changing in a meaningful way.
Breaking Down the $22,110 Gap
Same drivetrain, $22,110 more. The F-150 Lariat adds minor equipment upgrades over the XL, but the core driving experience is identical.
How the XL and Lariat Feel Different
Ford equips the Lariat with the 5.0L V8 flex-fuel, replacing the 2.7L V6 Turbo found in the XL. That means 75 more horsepower and 10 more lb-ft of torque. You will feel the difference towing, merging, and passing on the highway. In return, expect about 2 fewer combined MPG.
Fuel Economy Comparison
The F-150 XL gets 2 more combined MPG. At $3.50/gallon and 12,000 miles/year, that saves roughly $211 per year or $1,055 over five years of ownership.
The Short Version
The F-150 Lariat costs $22,110 more than the XL (about $390/month more on a 60-month loan). That buys 6 meaningful changes at $3,685 per change. Whether that trade-off is worth it depends on which features matter to your daily driving.
Trim-Matched Accessories
These add-ons are split by trim intent so the recommendations follow the actual use case, not just the same repeated product block.
Ford F-150 XL
Value-trim add-onsThese picks fit the XL best when the goal is covering the daily-use gaps without paying up to the next trim.
Ford F-150 Lariat
Step-up trim add-onsThese picks suit the Lariat when you want the accessories to match the nicer cabin, broader utility, or more premium use case.
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Specifications shown combine licensed third-party automotive data with official manufacturer, EPA, and NHTSA source material for the 2025 model year. Actual pricing, features, and availability may vary by region and dealer. Always confirm details with an authorized dealer before making a purchase decision. TrimAtlas is not affiliated with Ford or any dealership.
Page updated 2026-03-18. Verify equipment, pricing, and regional availability with the manufacturer or dealer.