Ford F-150 trim comparison
2024 Ford F-150 XL vs Lariat
The F-150 XL starts at $36,965 while the Lariat is $65,395. That $28,430 gap buys 5 meaningful differences.
The Lariat adds 4WD instead of RWD. If you deal with winter roads or need traction off-pavement, that could be worth $28,430 by itself. If not, the XL saves you the money.
Stay with the XL if RWD already works for your weather and routine. Move to the Lariat only when 4WD changes the way you will actually use the vehicle.
The cleanest way to feel this upgrade is through the payment: about $501/month more over 60 months, or roughly $30,060 extra all-in once interest is included. So the call is less about the raw price gap and more about whether 4WD matters for where and how you drive versus RWD.
Lock one trim, change the other side, and move through exact pair pages without resetting back to the full lineup every time.
Who notices the difference
The higher trim starts to make more sense when extra traction matters for your weather, roads, or weekend use.
When both feel the same
Both the XL and Lariat share the same 10-speed shiftable automatic transmission.
The upgrade math
You are paying $28,430 for 4 measurable differences, which works out to about $7,108 per change.
Key Differences at a Glance
This is the fast read: price, power, efficiency, and the feature flips most likely to change the answer.
Every Difference, Side by Side
This is the full read behind the quick decision signals above: the complete hardware, comfort, and equipment story. 5 specification differences, 4 shared.
Full Specification Comparison
Specifications reflect available data as of early 2024. Confirm details with an authorized dealer before purchasing.
| Spec | XL | Lariat |
|---|---|---|
| Pricing | ||
| MSRP | $36,965 | $65,395 |
| Powertrain | ||
| Engine | 5.0L V8 flex-fuel | 5.0L V8 flex-fuel |
| Horsepower | 400 hp | 400 hp |
| Torque | 410 lb-ft | 410 lb-ft |
| Transmission | 10-speed shiftable automatic | 10-speed shiftable automatic |
| Drivetrain | RWD | 4WD |
| Fuel Economy | ||
| City MPG | 16 | 16 |
| Highway MPG | 24 | 24 |
| Combined MPG | 19 | 19 |
| Fuel Tank | 23.0 gal | 36.0 gal |
| Dimensions | ||
| Curb Weight | 4,353 lbs | 5,020 lbs |
| Wheelbase | 122.8" | 145.4" |
| Length | 209.4" | 232.0" |
| Width | 79.9" | 79.9" |
| Height | 75.4" | 77.1" |
| Truck Specs | ||
| Cab Type | Regular Cab | SuperCrew |
| Bed Length | 6.5 ft | 5.5 ft |
| Safety | ||
| NHTSA Overall | 5/5 stars | 5/5 stars |
| Warranty | ||
| Bumper-to-Bumper | 3yr/36k | 3yr/36k |
| Powertrain | 5yr/60k | 5yr/60k |
| Corrosion | 5yr/unlimited | 5yr/unlimited |
| Roadside Assistance | 5yr/60k | 5yr/60k |
Data sources: licensed third-party automotive data, EPA fueleconomy.gov, NHTSA, and official manufacturer materials. Values marked est. are estimated.
2024 Ford F-150 XL vs Lariat Questions Shoppers Ask
Use this page for the direct trim answer, then zoom back out to the Ford F-150 lineup, the Ford brand hub, the Full-Size Trucks, the how to pick a trim guide, or our mid-trim value research when you need the bigger shopping path behind this one matchup.
How much more does the 2024 F-150 Lariat cost than the XL?
The Lariat starts at $65,395 compared to $36,965 for the XL (both Regular Cab RWD). That is a $28,430 difference, or approximately $501/month more on a 60-month loan.
Do the 2024 Ford F-150 XL and Lariat have the same engine?
Yes. Both use the 5.0L V8 flex-fuel producing 400 hp and 410 lb-ft of torque. The engine hardware does not change between these trims, so the real differences are in equipment and feature content.
Does the 2024 F-150 XL come with 4WD?
No. The XL comes standard with RWD while the Lariat has 4WD. This affects traction, fuel economy, and curb weight.
Is the 2024 F-150 XL or Lariat safer?
Both share the same Ford F-150 platform with an overall 5-star NHTSA safety rating. Safety ratings are model-level and identical across trims. The trim choice affects comfort and features, not crash protection.
What warranty does the 2024 Ford F-150 come with?
All 2024 Ford F-150 trims, including both the XL and Lariat, come with Ford's standard warranty: 3yr/36k bumper-to-bumper and 5yr/60k powertrain coverage. Warranty does not vary by trim level.
Is the 2024 Ford F-150 Lariat worth $28,430 more than the XL?
The $28,430 adds 4WD. Worth it if you need the traction. Not worth it if you drive on dry roads year-round.
The Full Story Behind This Price Gap
Use the direct answer above for this exact matchup, then use these guides to understand whether you are really looking at a feature step-up, a package shuffle, or the point where the lineup starts changing in a meaningful way.
Is the F-150 Lariat Worth $28,430 More?
The F-150 Lariat costs $28,430 more but shares the same engine, fuel economy as the XL. The differences are mostly cosmetic or marginal, so the practical jump is limited.
The Differences You'll Notice Most
The Lariat adds 4WD, giving it better traction for towing in wet conditions, gravel roads, and winter driving. Expect slightly lower fuel economy and higher curb weight.
What Both Trims Share
Despite the differences above, the XL and Lariat share engine, transmission, and fuel economy, keeping the core F-150 experience consistent across trims.
Bottom Line
$28,430 more for the F-150 Lariat gets you 4 real differences. At $501/month more, the question is whether those specific changes are things you will use regularly.
Trim-Matched Accessories
These add-ons are split by trim intent so the recommendations follow the actual use case, not just the same repeated product block.
Ford F-150 XL
Value-trim add-onsThese picks fit the XL best when the goal is covering the daily-use gaps without paying up to the next trim.
Ford F-150 Lariat
Step-up trim add-onsThese picks suit the Lariat when you want the accessories to match the nicer cabin, broader utility, or more premium use case.
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Specifications shown combine licensed third-party automotive data with official manufacturer, EPA, and NHTSA source material for the 2024 model year. Actual pricing, features, and availability may vary by region and dealer. Always confirm details with an authorized dealer before making a purchase decision. TrimAtlas is not affiliated with Ford or any dealership.
Page updated 2026-03-18. Verify equipment, pricing, and regional availability with the manufacturer or dealer.