BMW X5 trim comparison
2025 BMW X5 xDrive40i vs Competition
The X5 xDrive40i starts at $68,600 while the Competition is $127,200. That $58,600 gap buys 6 meaningful differences.
This trim jump changes the engine from 3.0L I6 mild-hybrid Turbo to 4.4L V8 mild-hybrid Turbo. Everything else is secondary to whether that powertrain difference matters for how you drive.
Start with the xDrive40i if the 3.0L I6 mild-hybrid Turbo already feels sufficient for the way you drive. Step up to the Competition only when the 4.4L V8 mild-hybrid Turbo powertrain is the reason you are moving higher in the lineup.
If you are budgeting this move monthly, the jump from the xDrive40i to the Competition is about $1032/month on a 60-month loan at 6.5% APR with 10% down. That works out to roughly $61,920 more by the time interest is counted. The payment only makes sense if that different powertrain matters to the way you actually drive, tow, or live with the vehicle.
Lock one trim, change the other side, and move through exact pair pages without resetting back to the full lineup every time.
Who notices the difference
The higher trim starts to make more sense when you are specifically shopping for the stronger powertrain, not just more trim content.
When both feel the same
Both the xDrive40i and Competition share the same 8-speed shiftable automatic transmission.
The upgrade math
You are paying $58,600 for 5 measurable differences, which works out to about $11,720 per change.
Key Differences at a Glance
This is the fast read: price, power, efficiency, and the feature flips most likely to change the answer.
Every Difference, Side by Side
This is the full read behind the quick decision signals above: the complete hardware, comfort, and equipment story. 6 specification differences, 1 shared.
Full Specification Comparison
Specifications reflect available data as of early 2025. Confirm details with an authorized dealer before purchasing.
| Spec | xDrive40i | Competition |
|---|---|---|
| Pricing | ||
| MSRP | $68,600 | $127,200 |
| Powertrain | ||
| Engine | 3.0L I6 mild-hybrid Turbo | 4.4L V8 mild-hybrid Turbo |
| Horsepower | 375 hp | 617 hp |
| Torque | 398 lb-ft | 553 lb-ft |
| Transmission | 8-speed shiftable automatic | 8-speed shiftable automatic |
| Drivetrain | AWD | AWD |
| Fuel Economy | ||
| City MPG | 23 | 13 |
| Highway MPG | 27 | 18 |
| Combined MPG | 25 | 15 |
| Fuel Tank | 21.9 gal | 21.9 gal |
| Dimensions | ||
| Curb Weight | 4,998 lbs | 5,498 lbs |
| Wheelbase | 117.1" | 117.0" |
| Length | 194.3" | 194.8" |
| Width | 78.9" | 79.3" |
| Height | 69.5" | 69.4" |
| Safety | ||
| NHTSA Overall | 4/5 stars | 4/5 stars |
| IIHS Award | TSP+ | TSP+ |
| Warranty | ||
| Bumper-to-Bumper | 4yr/50k | 4yr/50k |
| Powertrain | 4yr/50k | 4yr/50k |
| Corrosion | 12yr/unlimited | 12yr/unlimited |
| Roadside Assistance | 4yr/unlimited | 4yr/unlimited |
Data sources: licensed third-party automotive data, EPA fueleconomy.gov, NHTSA, and official manufacturer materials. Values marked est. are estimated.
2025 BMW X5 xDrive40i vs Competition Questions Shoppers Ask
Use this page for the direct trim answer, then zoom back out to the BMW X5 lineup, the BMW brand hub, the Midsize SUVs, the how to pick a trim guide, or our mid-trim value research when you need the bigger shopping path behind this one matchup.
How much more does the 2025 X5 Competition cost than the xDrive40i?
The Competition starts at $127,200 compared to $68,600 for the xDrive40i. That is a $58,600 difference, or approximately $1032/month more on a 60-month loan.
Do the 2025 BMW X5 xDrive40i and Competition have the same engine?
No. The xDrive40i uses a 3.0L I6 mild-hybrid Turbo (375 hp, 398 lb-ft), while the Competition has the 4.4L V8 mild-hybrid Turbo (617 hp, 553 lb-ft). That is 242 more horsepower. Both pair with the same 8-speed shiftable automatic.
Do the 2025 X5 xDrive40i and Competition have the same drivetrain?
Yes. Both come with AWD as standard. The differences between these trims are in features and equipment, not drivetrain.
Is the 2025 X5 xDrive40i or Competition safer?
Both share the same BMW X5 platform with an overall 4-star NHTSA safety rating and an IIHS TSP+ designation. Safety ratings are model-level and identical across trims. The trim choice affects comfort and features, not crash protection.
What warranty does the 2025 BMW X5 come with?
All 2025 BMW X5 trims, including both the xDrive40i and Competition, come with BMW's standard warranty: 4yr/50k bumper-to-bumper and 4yr/50k powertrain coverage. Warranty does not vary by trim level.
Is the 2025 BMW X5 Competition worth $58,600 more than the xDrive40i?
The $58,600 buys the 4.4L V8 mild-hybrid Turbo. If that powertrain matters for how you drive, yes. If not, the xDrive40i does the same job for less.
Which 2025 BMW X5 trim gets better fuel economy, the xDrive40i or the Competition?
The xDrive40i is the more efficient of the two at 25 combined MPG, versus 15 for the other trim. That matters most if you are balancing running costs against the extra power, drivetrain, or comfort equipment tied to the pricier trim.
The Full Story Behind This Price Gap
Use the direct answer above for this exact matchup, then use these guides to understand whether you are really looking at a feature step-up, a package shuffle, or the point where the lineup starts changing in a meaningful way.
What $58,600 Gets You
The X5 Competition costs $58,600 more but shares the same drivetrain as the xDrive40i. The differences are mostly cosmetic or marginal, so the practical jump is limited.
xDrive40i vs. Competition: Day-to-Day
The Competition comes with the 4.4L V8 mild-hybrid Turbo instead of the xDrive40i's 3.0L I6 mild-hybrid Turbo. That means 242 more horsepower and 155 more lb-ft of torque. That extra power shows up most clearly once you are out of town and asking more of the drivetrain. The cost of that extra capability is roughly 10 fewer combined MPG.
Fuel Economy Comparison
The X5 xDrive40i gets 10 more combined MPG. At $3.50/gallon and 12,000 miles/year, that saves roughly $1,120 per year or $5,600 over five years of ownership.
Summary
$58,600 more for the X5 Competition gets you 5 real differences. At $1,032/month more, the question is whether those specific changes are things you will use regularly.
Trim-Matched Accessories
These add-ons are split by trim intent so the recommendations follow the actual use case, not just the same repeated product block.
BMW X5 xDrive40i
Value-trim add-onsThese picks fit the xDrive40i best when the goal is covering the daily-use gaps without paying up to the next trim.
BMW X5 Competition
Step-up trim add-onsThese picks suit the Competition when you want the accessories to match the nicer cabin, broader utility, or more premium use case.
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Specifications shown combine licensed third-party automotive data with official manufacturer, EPA, and NHTSA source material for the 2025 model year. Actual pricing, features, and availability may vary by region and dealer. Always confirm details with an authorized dealer before making a purchase decision. TrimAtlas is not affiliated with BMW or any dealership.
Page updated 2026-03-18. Verify equipment, pricing, and regional availability with the manufacturer or dealer.