BMW 4 Series trim comparison
2026 BMW 4 Series 430i vs M440i
The 4 Series 430i starts at $61,300 while the M440i is $67,100. That $5,800 gap buys 6 meaningful differences.
This trim jump changes the engine from 2.0L I4 mild-hybrid Turbo to 3.0L I6 mild-hybrid Turbo. Everything else is secondary to whether that powertrain difference matters for how you drive.
If you would notice the 3.0L I6 mild-hybrid Turbo every week, the M440i makes sense. If not, the 430i is the cleaner stop because this jump matters for the powertrain first and the trim badge second.
Think about this as a monthly tradeoff, not just a sticker gap. The M440i adds about $103/month on a typical 60-month loan, or around $6,180 more overall with interest. If that different powertrain is not part of your real use case, the cheaper trim keeps more money in your pocket without changing the core experience you need.
Lock one trim, change the other side, and move through exact pair pages without resetting back to the full lineup every time.
Who notices the difference
The higher trim starts to make more sense when you are specifically shopping for the stronger powertrain, not just more trim content.
When both feel the same
The 430i and M440i are mechanically identical where it counts: the same 8-speed shiftable automatic transmission and identical wheelbase and body dimensions.
The upgrade math
You are paying $5,800 for 5 measurable differences, which works out to about $1,160 per change.
Key Differences at a Glance
This is the fast read: price, power, efficiency, and the feature flips most likely to change the answer.
Every Difference, Side by Side
This is the full read behind the quick decision signals above: the complete hardware, comfort, and equipment story. 6 specification differences, 2 shared.
Full Specification Comparison
Specifications reflect available data as of early 2026. Confirm details with an authorized dealer before purchasing.
| Spec | 430i | M440i |
|---|---|---|
| Pricing | ||
| MSRP | $61,300 | $67,100 |
| Powertrain | ||
| Engine | 2.0L I4 mild-hybrid Turbo | 3.0L I6 mild-hybrid Turbo |
| Horsepower | 255 hp | 386 hp |
| Torque | 295 lb-ft | 398 lb-ft |
| Transmission | 8-speed shiftable automatic | 8-speed shiftable automatic |
| Drivetrain | RWD | RWD |
| Fuel Economy | ||
| City MPG | 27 | 27 |
| Highway MPG | 35 | 34 |
| Combined MPG | 30 | 30 |
| Fuel Tank | 15.6 gal | 15.5 gal |
| Dimensions | ||
| Curb Weight | 4,026 lbs | 3,896 lbs |
| Wheelbase | 112.2" | 112.2" |
| Length | 187.9" | 187.9" |
| Width | 72.9" | 72.9" |
| Height | 54.6" | 54.6" |
| Warranty | ||
| Bumper-to-Bumper | 4yr/50k | 4yr/50k |
| Powertrain | 4yr/50k | 4yr/50k |
| Corrosion | 12yr/unlimited | 12yr/unlimited |
| Roadside Assistance | 4yr/unlimited | 4yr/unlimited |
Data sources: licensed third-party automotive data, EPA fueleconomy.gov, NHTSA, and official manufacturer materials. Values marked est. are estimated.
2026 BMW 4 Series 430i vs M440i Questions Shoppers Ask
Use this page for the direct trim answer, then zoom back out to the BMW 4 Series lineup, the BMW brand hub, the Compact Cars, the how to pick a trim guide, or our mid-trim value research when you need the bigger shopping path behind this one matchup.
How much more does the 2026 4 Series M440i cost than the 430i?
The M440i starts at $67,100 compared to $61,300 for the 430i. That is a $5,800 difference, or approximately $103/month more on a 60-month loan.
Do the 2026 BMW 4 Series 430i and M440i have the same engine?
No. The 430i uses a 2.0L I4 mild-hybrid Turbo (255 hp, 295 lb-ft), while the M440i has the 3.0L I6 mild-hybrid Turbo (386 hp, 398 lb-ft). That is 131 more horsepower. Both pair with the same 8-speed shiftable automatic.
Do the 2026 4 Series 430i and M440i have the same drivetrain?
Yes. Both come with RWD as standard. The differences between these trims are in features and equipment, not drivetrain.
What warranty does the 2026 BMW 4 Series come with?
All 2026 BMW 4 Series trims, including both the 430i and M440i, come with BMW's standard warranty: 4yr/50k bumper-to-bumper and 4yr/50k powertrain coverage. Warranty does not vary by trim level.
Is the 2026 BMW 4 Series M440i worth $5,800 more than the 430i?
The $5,800 buys the 3.0L I6 mild-hybrid Turbo. If that powertrain matters for how you drive, yes. If not, the 430i does the same job for less.
The Full Story Behind This Price Gap
Use the direct answer above for this exact matchup, then use these guides to understand whether you are really looking at a feature step-up, a package shuffle, or the point where the lineup starts changing in a meaningful way.
Breaking Down the $5,800 Gap
The M440i earns its premium. For $5,800 more, you get the 3.0L I6 mild-hybrid Turbo engine (+131 hp), making this one of the more straightforward upgrade decisions in the 4 Series lineup.
How the 430i and M440i Feel Different
Moving from the 430i to the M440i means a different engine entirely. That means 131 more horsepower and 103 more lb-ft of torque. You will notice it most when merging, passing, or climbing at speed.
The Short Version
The 4 Series M440i costs $5,800 more than the 430i (about $103/month more on a 60-month loan). That buys 5 meaningful changes at $1,160 per change. Whether that trade-off is worth it depends on which features matter to your daily driving.
Trim-Matched Accessories
These add-ons are split by trim intent so the recommendations follow the actual use case, not just the same repeated product block.
BMW 4 Series 430i
Value-trim add-onsThese picks fit the 430i best when the goal is covering the daily-use gaps without paying up to the next trim.
BMW 4 Series M440i
Step-up trim add-onsThese picks suit the M440i when you want the accessories to match the nicer cabin, broader utility, or more premium use case.
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Specifications shown combine licensed third-party automotive data with official manufacturer, EPA, and NHTSA source material for the 2026 model year. Actual pricing, features, and availability may vary by region and dealer. Always confirm details with an authorized dealer before making a purchase decision. TrimAtlas is not affiliated with BMW or any dealership.
Page updated 2026-03-18. Verify equipment, pricing, and regional availability with the manufacturer or dealer.