BMW 4 Series trim comparison
2025 BMW 4 Series M440i xDrive vs M4 Competition xDrive
The 4 Series M440i xDrive starts at $66,850 while the M4 Competition xDrive is $89,000. That $22,150 gap buys 5 meaningful differences.
This trim jump changes the engine from 3.0L I6 mild-hybrid Turbo to 3.0L I6 Turbo. Everything else is secondary to whether that powertrain difference matters for how you drive.
Start with the M440i xDrive if the 3.0L I6 mild-hybrid Turbo already feels sufficient for the way you drive. Step up to the M4 Competition xDrive only when the 3.0L I6 Turbo powertrain is the reason you are moving higher in the lineup.
Think about this as a monthly tradeoff, not just a sticker gap. The M4 Competition xDrive adds about $390/month on a typical 60-month loan, or around $23,400 more overall with interest. The payment only makes sense if that different powertrain matters to the way you actually drive, tow, or live with the vehicle.
Lock one trim, change the other side, and move through exact pair pages without resetting back to the full lineup every time.
Who notices the difference
The higher trim starts to make more sense when you are specifically shopping for the stronger powertrain, not just more trim content.
When both feel the same
Both the M440i xDrive and M4 Competition xDrive share the same 8-speed shiftable automatic transmission.
The upgrade math
You are paying $22,150 for 4 measurable differences, which works out to about $5,538 per change.
Key Differences at a Glance
This is the fast read: price, power, efficiency, and the feature flips most likely to change the answer.
Every Difference, Side by Side
This is the full read behind the quick decision signals above: the complete hardware, comfort, and equipment story. 5 specification differences, 1 shared.
Full Specification Comparison
Specifications reflect available data as of early 2025. Confirm details with an authorized dealer before purchasing.
| Spec | M440i xDrive | M4 Competition xDrive |
|---|---|---|
| Pricing | ||
| MSRP | $66,850 | $89,000 |
| Powertrain | ||
| Engine | 3.0L I6 mild-hybrid Turbo | 3.0L I6 Turbo |
| Horsepower | 386 hp | 523 hp |
| Torque | 398 lb-ft | No published data |
| Transmission | 8-speed shiftable automatic | 8-speed shiftable automatic |
| Drivetrain | AWD | AWD |
| Fuel Economy | ||
| City MPG | 26 | 16 |
| Highway MPG | 33 | 23 |
| Combined MPG | 29 | 18 |
| Fuel Tank | 15.5 gal | 15.6 gal |
| Dimensions | ||
| Wheelbase | 112.2" | 112.5" |
| Length | 188.0" | 189.1" |
| Width | 72.9" | 74.3" |
| Height | 54.8" | 54.9" |
| Warranty | ||
| Bumper-to-Bumper | 4yr/50k | 4yr/50k |
| Powertrain | 4yr/50k | 4yr/50k |
| Corrosion | 12yr/unlimited | 12yr/unlimited |
| Roadside Assistance | 4yr/unlimited | 4yr/unlimited |
Data sources: licensed third-party automotive data, EPA fueleconomy.gov, NHTSA, and official manufacturer materials. Values marked est. are estimated.
2025 BMW 4 Series M440i xDrive vs M4 Competition xDrive Questions Shoppers Ask
Use this page for the direct trim answer, then zoom back out to the BMW 4 Series lineup, the BMW brand hub, the Compact Cars, the how to pick a trim guide, or our mid-trim value research when you need the bigger shopping path behind this one matchup.
How much more does the 2025 4 Series M4 Competition xDrive cost than the M440i xDrive?
The M4 Competition xDrive starts at $89,000 compared to $66,850 for the M440i xDrive. That is a $22,150 difference, or approximately $390/month more on a 60-month loan.
Do the 2025 BMW 4 Series M440i xDrive and M4 Competition xDrive have the same engine?
No. The M440i xDrive uses a 3.0L I6 mild-hybrid Turbo (386 hp, 398 lb-ft), while the M4 Competition xDrive has the 3.0L I6 Turbo (523 hp). That is 137 more horsepower. Both pair with the same 8-speed shiftable automatic.
Do the 2025 4 Series M440i xDrive and M4 Competition xDrive have the same drivetrain?
Yes. Both come with AWD as standard. The differences between these trims are in features and equipment, not drivetrain.
What warranty does the 2025 BMW 4 Series come with?
All 2025 BMW 4 Series trims, including both the M440i xDrive and M4 Competition xDrive, come with BMW's standard warranty: 4yr/50k bumper-to-bumper and 4yr/50k powertrain coverage. Warranty does not vary by trim level.
Is the 2025 BMW 4 Series M4 Competition xDrive worth $22,150 more than the M440i xDrive?
The $22,150 buys the 3.0L I6 Turbo. If that powertrain matters for how you drive, yes. If not, the M440i xDrive does the same job for less.
Which 2025 BMW 4 Series trim gets better fuel economy, the M440i xDrive or the M4 Competition xDrive?
The M440i xDrive is the more efficient of the two at 29 combined MPG, versus 18 for the other trim. That matters most if you are balancing running costs against the extra power, drivetrain, or comfort equipment tied to the pricier trim.
The Full Story Behind This Price Gap
Use the direct answer above for this exact matchup, then use these guides to understand whether you are really looking at a feature step-up, a package shuffle, or the point where the lineup starts changing in a meaningful way.
Breaking Down the $22,150 Gap
The 4 Series M4 Competition xDrive costs $22,150 more than the M440i xDrive. Whether that is worth it depends on how much you value the 3.0L I6 Turbo engine (+137 hp). Power and comfort matter differently to different buyers. Weigh them against your priorities.
How the M440i xDrive and M4 Competition xDrive Feel Different
Moving from the M440i xDrive to the M4 Competition xDrive means a different engine entirely. The cost of that extra capability is roughly 11 fewer combined MPG.
Fuel Economy Comparison
The 4 Series M440i xDrive gets 11 more combined MPG. At $3.50/gallon and 12,000 miles/year, that saves roughly $885 per year or $4,425 over five years of ownership.
The Short Version
$22,150 more for the 4 Series M4 Competition xDrive gets you 4 real differences. At $390/month more, the question is whether those specific changes are things you will use regularly.
Trim-Matched Accessories
These add-ons are split by trim intent so the recommendations follow the actual use case, not just the same repeated product block.
BMW 4 Series M440i xDrive
Value-trim add-onsThese picks fit the M440i xDrive best when the goal is covering the daily-use gaps without paying up to the next trim.
BMW 4 Series M4 Competition xDrive
Step-up trim add-onsThese picks suit the M4 Competition xDrive when you want the accessories to match the nicer cabin, broader utility, or more premium use case.
As an Amazon Associate, TrimAtlas earns from qualifying purchases.
Specifications shown combine licensed third-party automotive data with official manufacturer, EPA, and NHTSA source material for the 2025 model year. Actual pricing, features, and availability may vary by region and dealer. Always confirm details with an authorized dealer before making a purchase decision. TrimAtlas is not affiliated with BMW or any dealership.
Page updated 2026-03-18. Verify equipment, pricing, and regional availability with the manufacturer or dealer.