BMW 4 Series trim comparison
2024 BMW 4 Series 430i vs M440i xDrive
The 4 Series 430i starts at $58,100 while the M440i xDrive is $71,550. That $13,450 gap buys 8 meaningful differences.
This is a powertrain and drivetrain change. The M440i xDrive gets the 3.0L I6 mild-hybrid Turbo and AWD, so the $13,450 is buying a different driving experience, not just nicer trim.
Choose the 430i if the 2.0L I4 Turbo with RWD already covers the way you drive. Move to the M440i xDrive only when the 3.0L I6 mild-hybrid Turbo and AWD combo is the reason you are shopping higher, because that is the real hardware split here.
Think about this as a monthly tradeoff, not just a sticker gap. The M440i xDrive adds about $237/month on a typical 60-month loan, or around $14,220 more overall with interest. The payment only makes sense if that different powertrain matters to the way you actually drive, tow, or live with the vehicle.
Lock one trim, change the other side, and move through exact pair pages without resetting back to the full lineup every time.
Who notices the difference
The higher trim starts to make more sense when you are specifically shopping for the stronger powertrain, not just more trim content.
When both feel the same
Both the 430i and M440i xDrive share the same 8-speed shiftable automatic transmission and identical wheelbase and body dimensions.
The upgrade math
You are paying $13,450 for 7 measurable differences, which works out to about $1,921 per change.
Key Differences at a Glance
This is the fast read: price, power, efficiency, and the feature flips most likely to change the answer.
Every Difference, Side by Side
This is the full read behind the quick decision signals above: the complete hardware, comfort, and equipment story. 8 specification differences, 0 shared.
Full Specification Comparison
Specifications reflect available data as of early 2024. Confirm details with an authorized dealer before purchasing.
| Spec | 430i | M440i xDrive |
|---|---|---|
| Pricing | ||
| MSRP | $58,100 | $71,550 |
| Powertrain | ||
| Engine | 2.0L I4 Turbo | 3.0L I6 mild-hybrid Turbo |
| Horsepower | 255 hp | 382 hp |
| Torque | 295 lb-ft | 369 lb-ft |
| Transmission | 8-speed shiftable automatic | 8-speed shiftable automatic |
| Drivetrain | RWD | AWD |
| Fuel Economy | ||
| City MPG | 25 | 22 |
| Highway MPG | 34 | 30 |
| Combined MPG | 28 | 25 |
| Fuel Tank | 15.6 gal | 15.6 gal |
| Annual Fuel Cost (EPA) | $2,050/yr | $2,300/yr |
| Dimensions | ||
| Curb Weight | 3,918 lbs | 4,292 lbs |
| Wheelbase | 112.2" | 112.2" |
| Length | 187.9" | 188.0" |
| Width | 72.9" | 72.9" |
| Height | 54.6" | 54.9" |
| Warranty | ||
| Bumper-to-Bumper | 4yr/50k | 4yr/50k |
| Powertrain | 4yr/50k | 4yr/50k |
| Corrosion | 12yr/unlimited | 12yr/unlimited |
| Roadside Assistance | 4yr/unlimited | 4yr/unlimited |
Data sources: licensed third-party automotive data, EPA fueleconomy.gov, NHTSA, and official manufacturer materials. Values marked est. are estimated.
2024 BMW 4 Series 430i vs M440i xDrive Questions Shoppers Ask
Use this page for the direct trim answer, then zoom back out to the BMW 4 Series lineup, the BMW brand hub, the Compact Cars, the how to pick a trim guide, or our mid-trim value research when you need the bigger shopping path behind this one matchup.
How much more does the 2024 4 Series M440i xDrive cost than the 430i?
The M440i xDrive starts at $71,550 compared to $58,100 for the 430i. That is a $13,450 difference, or approximately $237/month more on a 60-month loan.
Do the 2024 BMW 4 Series 430i and M440i xDrive have the same engine?
No. The 430i uses a 2.0L I4 Turbo (255 hp, 295 lb-ft), while the M440i xDrive has the 3.0L I6 mild-hybrid Turbo (382 hp, 369 lb-ft). That is 127 more horsepower. Both pair with the same 8-speed shiftable automatic.
Does the 2024 4 Series 430i come with AWD?
No. The 430i comes standard with RWD while the M440i xDrive has AWD. This affects traction, fuel economy, and curb weight.
What warranty does the 2024 BMW 4 Series come with?
All 2024 BMW 4 Series trims, including both the 430i and M440i xDrive, come with BMW's standard warranty: 4yr/50k bumper-to-bumper and 4yr/50k powertrain coverage. Warranty does not vary by trim level.
Is the 2024 BMW 4 Series M440i xDrive worth $13,450 more than the 430i?
The M440i xDrive changes both the engine and drivetrain for $13,450 more. That is a hardware upgrade, not just a feature bump.
Which 2024 BMW 4 Series trim gets better fuel economy, the 430i or the M440i xDrive?
The 430i is the more efficient of the two at 28 combined MPG, versus 25 for the other trim. That matters most if you are balancing running costs against the extra power, drivetrain, or comfort equipment tied to the pricier trim.
The Full Story Behind This Price Gap
Use the direct answer above for this exact matchup, then use these guides to understand whether you are really looking at a feature step-up, a package shuffle, or the point where the lineup starts changing in a meaningful way.
Breaking Down the $13,450 Gap
The M440i xDrive earns its premium. For $13,450 more, you get the 3.0L I6 mild-hybrid Turbo engine (+127 hp) and AWD, making this one of the more straightforward upgrade decisions in the 4 Series lineup.
How the 430i and M440i xDrive Feel Different
Moving from the 430i to the M440i xDrive means a different engine entirely. That means 127 more horsepower and 74 more lb-ft of torque. That extra power shows up most clearly once you are out of town and asking more of the drivetrain. The cost of that extra capability is roughly 3 fewer combined MPG. The M440i xDrive has AWD while the 430i has RWD. This affects traction, weight, and fuel economy.
Fuel Economy Comparison
The 4 Series 430i gets 3 more combined MPG. At $3.50/gallon and 12,000 miles/year, that saves roughly $180 per year or $900 over five years of ownership.
The Short Version
$13,450 more for the 4 Series M440i xDrive gets you 7 real differences. At $237/month more, the question is whether those specific changes are things you will use regularly.
Trim-Matched Accessories
These add-ons are split by trim intent so the recommendations follow the actual use case, not just the same repeated product block.
BMW 4 Series 430i
Value-trim add-onsThese picks fit the 430i best when the goal is covering the daily-use gaps without paying up to the next trim.
BMW 4 Series M440i xDrive
Step-up trim add-onsThese picks suit the M440i xDrive when you want the accessories to match the nicer cabin, broader utility, or more premium use case.
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Specifications shown combine licensed third-party automotive data with official manufacturer, EPA, and NHTSA source material for the 2024 model year. Actual pricing, features, and availability may vary by region and dealer. Always confirm details with an authorized dealer before making a purchase decision. TrimAtlas is not affiliated with BMW or any dealership.
Page updated 2026-03-18. Verify equipment, pricing, and regional availability with the manufacturer or dealer.