BMW 4 Series trim comparison
2024 BMW 4 Series 430i vs M4 Competition xDrive
The 4 Series 430i starts at $58,100 while the M4 Competition xDrive is $86,300. That $28,200 gap buys 7 meaningful differences.
This is a powertrain and drivetrain change. The M4 Competition xDrive gets the 3.0L I6 Turbo and AWD, so the $28,200 is buying a different driving experience, not just nicer trim.
Choose the 430i if the 2.0L I4 Turbo with RWD already covers the way you drive. Move to the M4 Competition xDrive only when the 3.0L I6 Turbo and AWD combo is the reason you are shopping higher, because that is the real hardware split here.
If you are budgeting this move monthly, the jump from the 430i to the M4 Competition xDrive is about $497/month on a 60-month loan at 6.5% APR with 10% down. That works out to roughly $29,820 more by the time interest is counted. The payment only makes sense if that different powertrain matters to the way you actually drive, tow, or live with the vehicle.
Lock one trim, change the other side, and move through exact pair pages without resetting back to the full lineup every time.
Who notices the difference
The higher trim starts to make more sense when you are specifically shopping for the stronger powertrain, not just more trim content.
When both feel the same
Same platform and drivetrain options on both trims.
The upgrade math
You are paying $28,200 for 6 measurable differences, which works out to about $4,700 per change.
Key Differences at a Glance
This is the fast read: price, power, efficiency, and the feature flips most likely to change the answer.
Every Difference, Side by Side
This is the full read behind the quick decision signals above: the complete hardware, comfort, and equipment story. 7 specification differences, 0 shared.
Full Specification Comparison
Specifications reflect available data as of early 2024. Confirm details with an authorized dealer before purchasing.
| Spec | 430i | M4 Competition xDrive |
|---|---|---|
| Pricing | ||
| MSRP | $58,100 | $86,300 |
| Powertrain | ||
| Engine | 2.0L I4 Turbo | 3.0L I6 Turbo |
| Horsepower | 255 hp | 503 hp |
| Torque | 295 lb-ft | 479 lb-ft |
| Transmission | 8-speed shiftable automatic | 8-speed automatic |
| Drivetrain | RWD | AWD |
| Fuel Economy | ||
| City MPG | 25 | 16 |
| Highway MPG | 34 | 22 |
| Combined MPG | 28 | 18 |
| Fuel Tank | 15.6 gal | 15.6 gal |
| Annual Fuel Cost (EPA) | $2,050/yr | No published data |
| Dimensions | ||
| Curb Weight | 3,918 lbs | 3,979 lbs |
| Wheelbase | 112.2" | 112.5" |
| Length | 187.9" | 189.1" |
| Width | 72.9" | 74.3" |
| Height | 54.6" | 54.9" |
| Warranty | ||
| Bumper-to-Bumper | 4yr/50k | 4yr/50k |
| Powertrain | 4yr/50k | 4yr/50k |
| Corrosion | 12yr/unlimited | 12yr/unlimited |
| Roadside Assistance | 4yr/unlimited | 4yr/unlimited |
Data sources: licensed third-party automotive data, EPA fueleconomy.gov, NHTSA, and official manufacturer materials. Values marked est. are estimated.
2024 BMW 4 Series 430i vs M4 Competition xDrive Questions Shoppers Ask
Use this page for the direct trim answer, then zoom back out to the BMW 4 Series lineup, the BMW brand hub, the Compact Cars, the how to pick a trim guide, or our mid-trim value research when you need the bigger shopping path behind this one matchup.
How much more does the 2024 4 Series M4 Competition xDrive cost than the 430i?
The M4 Competition xDrive starts at $86,300 compared to $58,100 for the 430i. That is a $28,200 difference, or approximately $497/month more on a 60-month loan.
Do the 2024 BMW 4 Series 430i and M4 Competition xDrive have the same engine?
No. The 430i uses a 2.0L I4 Turbo (255 hp, 295 lb-ft), while the M4 Competition xDrive has the 3.0L I6 Turbo (503 hp, 479 lb-ft). That is 248 more horsepower. Both pair with the same 8-speed shiftable automatic.
Does the 2024 4 Series 430i come with AWD?
No. The 430i comes standard with RWD while the M4 Competition xDrive has AWD. This affects traction, fuel economy, and curb weight.
What warranty does the 2024 BMW 4 Series come with?
All 2024 BMW 4 Series trims, including both the 430i and M4 Competition xDrive, come with BMW's standard warranty: 4yr/50k bumper-to-bumper and 4yr/50k powertrain coverage. Warranty does not vary by trim level.
Is the 2024 BMW 4 Series M4 Competition xDrive worth $28,200 more than the 430i?
The M4 Competition xDrive changes both the engine and drivetrain for $28,200 more. That is a hardware upgrade, not just a feature bump.
Which 2024 BMW 4 Series trim gets better fuel economy, the 430i or the M4 Competition xDrive?
The 430i is the more efficient of the two at 28 combined MPG, versus 18 for the other trim. That matters most if you are balancing running costs against the extra power, drivetrain, or comfort equipment tied to the pricier trim.
The Full Story Behind This Price Gap
Use the direct answer above for this exact matchup, then use these guides to understand whether you are really looking at a feature step-up, a package shuffle, or the point where the lineup starts changing in a meaningful way.
What $28,200 Gets You
The 4 Series M4 Competition xDrive costs $28,200 more than the 430i. Whether that is worth it depends on how much you value the 3.0L I6 Turbo engine (+248 hp) and AWD. Power and comfort matter differently to different buyers. Weigh them against your priorities.
430i vs. M4 Competition xDrive: Day-to-Day
The M4 Competition xDrive comes with the 3.0L I6 Turbo instead of the 430i's 2.0L I4 Turbo. That means 248 more horsepower and 184 more lb-ft of torque. That extra power shows up most clearly once you are out of town and asking more of the drivetrain. The cost of that extra capability is roughly 10 fewer combined MPG. The M4 Competition xDrive has AWD while the 430i has RWD. This affects traction, weight, and fuel economy.
Fuel Economy Comparison
The 4 Series 430i gets 10 more combined MPG. At $3.50/gallon and 12,000 miles/year, that saves roughly $833 per year or $4,165 over five years of ownership.
Summary
$28,200 more for the 4 Series M4 Competition xDrive gets you 6 real differences. At $497/month more, the question is whether those specific changes are things you will use regularly.
Trim-Matched Accessories
These add-ons are split by trim intent so the recommendations follow the actual use case, not just the same repeated product block.
BMW 4 Series 430i
Value-trim add-onsThese picks fit the 430i best when the goal is covering the daily-use gaps without paying up to the next trim.
BMW 4 Series M4 Competition xDrive
Step-up trim add-onsThese picks suit the M4 Competition xDrive when you want the accessories to match the nicer cabin, broader utility, or more premium use case.
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Specifications shown combine licensed third-party automotive data with official manufacturer, EPA, and NHTSA source material for the 2024 model year. Actual pricing, features, and availability may vary by region and dealer. Always confirm details with an authorized dealer before making a purchase decision. TrimAtlas is not affiliated with BMW or any dealership.
Page updated 2026-03-18. Verify equipment, pricing, and regional availability with the manufacturer or dealer.