BMW 4 Series Gran Coupe trim comparison
2026 BMW 4 Series Gran Coupe 430i vs M440i xDrive
The 4 Series Gran Coupe 430i starts at $51,200 while the M440i xDrive is $67,100. That $15,900 gap buys 7 meaningful differences.
This is a powertrain and drivetrain change. The M440i xDrive gets the 3.0L I6 mild-hybrid Turbo and AWD, so the $15,900 is buying a different driving experience, not just nicer trim.
Choose the 430i if the 2.0L I4 mild-hybrid Turbo with RWD already covers the way you drive. Move to the M440i xDrive only when the 3.0L I6 mild-hybrid Turbo and AWD combo is the reason you are shopping higher, because that is the real hardware split here.
If you are budgeting this move monthly, the jump from the 430i to the M440i xDrive is about $280/month on a 60-month loan at 6.5% APR with 10% down. That works out to roughly $16,800 more by the time interest is counted. The payment only makes sense if that different powertrain matters to the way you actually drive, tow, or live with the vehicle.
Lock one trim, change the other side, and move through exact pair pages without resetting back to the full lineup every time.
Who notices the difference
The higher trim starts to make more sense when you are specifically shopping for the stronger powertrain, not just more trim content.
When both feel the same
Both the 430i and M440i xDrive share the same 8-speed shiftable automatic transmission and identical wheelbase and body dimensions.
The upgrade math
You are paying $15,900 for 6 measurable differences, which works out to about $2,650 per change.
Key Differences at a Glance
This is the fast read: price, power, efficiency, and the feature flips most likely to change the answer.
Every Difference, Side by Side
This is the full read behind the quick decision signals above: the complete hardware, comfort, and equipment story. 7 specification differences, 0 shared.
Full Specification Comparison
Specifications reflect available data as of early 2026. Confirm details with an authorized dealer before purchasing.
| Spec | 430i | M440i xDrive |
|---|---|---|
| Pricing | ||
| MSRP | $51,200 | $67,100 |
| Powertrain | ||
| Engine | 2.0L I4 mild-hybrid Turbo | 3.0L I6 mild-hybrid Turbo |
| Horsepower | 255 hp | 386 hp |
| Torque | 295 lb-ft | 398 lb-ft |
| Transmission | 8-speed shiftable automatic | 8-speed shiftable automatic |
| Drivetrain | RWD | AWD |
| Fuel Economy | ||
| City MPG | 27 | 25 |
| Highway MPG | 35 | 31 |
| Combined MPG | 30 | 27 |
| Fuel Tank | 15.6 gal | 15.6 gal |
| Dimensions | ||
| Curb Weight | 3,898 lbs | 4,266 lbs |
| Wheelbase | 112.4" | 112.4" |
| Length | 188.5" | 188.5" |
| Width | 72.9" | 72.9" |
| Height | 56.8" | 56.8" |
| Warranty | ||
| Bumper-to-Bumper | 4yr/50k | 4yr/50k |
| Powertrain | 4yr/50k | 4yr/50k |
| Corrosion | 12yr/unlimited | 12yr/unlimited |
| Roadside Assistance | 4yr/unlimited | 4yr/unlimited |
Data sources: licensed third-party automotive data, EPA fueleconomy.gov, NHTSA, and official manufacturer materials. Values marked est. are estimated.
2026 BMW 4 Series Gran Coupe 430i vs M440i xDrive Questions Shoppers Ask
Use this page for the direct trim answer, then zoom back out to the BMW 4 Series Gran Coupe lineup, the BMW brand hub, the Compact Cars, the how to pick a trim guide, or our mid-trim value research when you need the bigger shopping path behind this one matchup.
How much more does the 2026 4 Series Gran Coupe M440i xDrive cost than the 430i?
The M440i xDrive starts at $67,100 compared to $51,200 for the 430i. That is a $15,900 difference, or approximately $280/month more on a 60-month loan.
Do the 2026 BMW 4 Series Gran Coupe 430i and M440i xDrive have the same engine?
No. The 430i uses a 2.0L I4 mild-hybrid Turbo (255 hp, 295 lb-ft), while the M440i xDrive has the 3.0L I6 mild-hybrid Turbo (386 hp, 398 lb-ft). That is 131 more horsepower. Both pair with the same 8-speed shiftable automatic.
Does the 2026 4 Series Gran Coupe 430i come with AWD?
No. The 430i comes standard with RWD while the M440i xDrive has AWD. This affects traction, fuel economy, and curb weight.
What warranty does the 2026 BMW 4 Series Gran Coupe come with?
All 2026 BMW 4 Series Gran Coupe trims, including both the 430i and M440i xDrive, come with BMW's standard warranty: 4yr/50k bumper-to-bumper and 4yr/50k powertrain coverage. Warranty does not vary by trim level.
Is the 2026 BMW 4 Series Gran Coupe M440i xDrive worth $15,900 more than the 430i?
The M440i xDrive changes both the engine and drivetrain for $15,900 more. That is a hardware upgrade, not just a feature bump.
Which 2026 BMW 4 Series Gran Coupe trim gets better fuel economy, the 430i or the M440i xDrive?
The 430i is the more efficient of the two at 30 combined MPG, versus 27 for the other trim. That matters most if you are balancing running costs against the extra power, drivetrain, or comfort equipment tied to the pricier trim.
The Full Story Behind This Price Gap
Use the direct answer above for this exact matchup, then use these guides to understand whether you are really looking at a feature step-up, a package shuffle, or the point where the lineup starts changing in a meaningful way.
What $15,900 Gets You
The 4 Series Gran Coupe M440i xDrive costs $15,900 more than the 430i. Whether that is worth it depends on how much you value the 3.0L I6 mild-hybrid Turbo engine (+131 hp) and AWD. Power and comfort matter differently to different buyers. Weigh them against your priorities.
430i vs. M440i xDrive: Day-to-Day
The M440i xDrive comes with the 3.0L I6 mild-hybrid Turbo instead of the 430i's 2.0L I4 mild-hybrid Turbo. That means 131 more horsepower and 103 more lb-ft of torque. That extra power shows up most clearly once you are out of town and asking more of the drivetrain. The cost of that extra capability is roughly 3 fewer combined MPG. The M440i xDrive has AWD while the 430i has RWD. This affects traction, weight, and fuel economy.
Fuel Economy Comparison
The 4 Series Gran Coupe 430i gets 3 more combined MPG. At $3.50/gallon and 12,000 miles/year, that saves roughly $156 per year or $780 over five years of ownership.
Summary
$15,900 more for the 4 Series Gran Coupe M440i xDrive gets you 6 real differences. At $280/month more, the question is whether those specific changes are things you will use regularly.
Trim-Matched Accessories
These add-ons are split by trim intent so the recommendations follow the actual use case, not just the same repeated product block.
BMW 4 Series Gran Coupe 430i
Value-trim add-onsThese picks fit the 430i best when the goal is covering the daily-use gaps without paying up to the next trim.
BMW 4 Series Gran Coupe M440i xDrive
Step-up trim add-onsThese picks suit the M440i xDrive when you want the accessories to match the nicer cabin, broader utility, or more premium use case.
As an Amazon Associate, TrimAtlas earns from qualifying purchases.
Specifications shown combine licensed third-party automotive data with official manufacturer, EPA, and NHTSA source material for the 2026 model year. Actual pricing, features, and availability may vary by region and dealer. Always confirm details with an authorized dealer before making a purchase decision. TrimAtlas is not affiliated with BMW or any dealership.
Page updated 2026-03-18. Verify equipment, pricing, and regional availability with the manufacturer or dealer.