BMW 3 Series trim comparison
2026 BMW 3 Series M340i vs M3 Competition xDrive
The 3 Series M340i starts at $62,300 while the M3 Competition xDrive is $88,600. That $26,300 gap buys 7 meaningful differences.
This is a powertrain and drivetrain change. The M3 Competition xDrive gets the 3.0L I6 Turbo and AWD, so the $26,300 is buying a different driving experience, not just nicer trim.
This is a real hardware fork, not just a trim-label shuffle. The M340i is enough if the 3.0L I6 mild-hybrid Turbo with RWD already fits your routine; the M3 Competition xDrive only earns the jump when the 3.0L I6 Turbo and AWD setup is the point of the upgrade.
If you are budgeting this move monthly, the jump from the M340i to the M3 Competition xDrive is about $463/month on a 60-month loan at 6.5% APR with 10% down. That works out to roughly $27,780 more by the time interest is counted. If that different powertrain is not part of your real use case, the cheaper trim keeps more money in your pocket without changing the core experience you need.
Lock one trim, change the other side, and move through exact pair pages without resetting back to the full lineup every time.
Who notices the difference
The higher trim starts to make more sense when you are specifically shopping for the stronger powertrain, not just more trim content.
When both feel the same
The M340i and M3 Competition xDrive are mechanically identical where it counts: the same 8-speed shiftable automatic transmission.
The upgrade math
You are paying $26,300 for 6 measurable differences, which works out to about $4,383 per change.
Key Differences at a Glance
This is the fast read: price, power, efficiency, and the feature flips most likely to change the answer.
Every Difference, Side by Side
This is the full read behind the quick decision signals above: the complete hardware, comfort, and equipment story. 7 specification differences, 0 shared.
Full Specification Comparison
Specifications reflect available data as of early 2026. Confirm details with an authorized dealer before purchasing.
| Spec | M340i | M3 Competition xDrive |
|---|---|---|
| Pricing | ||
| MSRP | $62,300 | $88,600 |
| Powertrain | ||
| Engine | 3.0L I6 mild-hybrid Turbo | 3.0L I6 Turbo |
| Horsepower | 386 hp | 523 hp |
| Torque | 398 lb-ft | 479 lb-ft |
| Transmission | 8-speed shiftable automatic | 8-speed shiftable automatic |
| Drivetrain | RWD | AWD |
| Fuel Economy | ||
| City MPG | 27 | 16 |
| Highway MPG | 33 | 23 |
| Combined MPG | 29 | 18 |
| Fuel Tank | 15.6 gal | 15.6 gal |
| Annual Fuel Cost (EPA) | $2,000/yr | No published data |
| Dimensions | ||
| Curb Weight | 3,896 lbs | 3,990 lbs |
| Wheelbase | 112.2" | 112.5" |
| Length | 185.9" | 189.1" |
| Width | 71.9" | 74.3" |
| Height | 56.4" | 56.6" |
| Safety | ||
| NHTSA Overall | 5/5 stars | 5/5 stars |
| Warranty | ||
| Bumper-to-Bumper | 4yr/50k | 4yr/50k |
| Powertrain | 4yr/50k | 4yr/50k |
| Corrosion | 12yr/unlimited | 12yr/unlimited |
| Roadside Assistance | 4yr/unlimited | 4yr/unlimited |
Data sources: licensed third-party automotive data, EPA fueleconomy.gov, NHTSA, and official manufacturer materials. Values marked est. are estimated.
2026 BMW 3 Series M340i vs M3 Competition xDrive Questions Shoppers Ask
Use this page for the direct trim answer, then zoom back out to the BMW 3 Series lineup, the BMW brand hub, the Compact Cars, the how to pick a trim guide, or our mid-trim value research when you need the bigger shopping path behind this one matchup.
How much more does the 2026 3 Series M3 Competition xDrive cost than the M340i?
The M3 Competition xDrive starts at $88,600 compared to $62,300 for the M340i. That is a $26,300 difference, or approximately $463/month more on a 60-month loan.
Do the 2026 BMW 3 Series M340i and M3 Competition xDrive have the same engine?
No. The M340i uses a 3.0L I6 mild-hybrid Turbo (386 hp, 398 lb-ft), while the M3 Competition xDrive has the 3.0L I6 Turbo (523 hp, 479 lb-ft). That is 137 more horsepower. Both pair with the same 8-speed shiftable automatic.
Does the 2026 3 Series M340i come with AWD?
No. The M340i comes standard with RWD while the M3 Competition xDrive has AWD. This affects traction, fuel economy, and curb weight.
Is the 2026 3 Series M340i or M3 Competition xDrive safer?
Both share the same BMW 3 Series platform with an overall 5-star NHTSA safety rating. Safety ratings are model-level and identical across trims. The trim choice affects comfort and features, not crash protection.
What warranty does the 2026 BMW 3 Series come with?
All 2026 BMW 3 Series trims, including both the M340i and M3 Competition xDrive, come with BMW's standard warranty: 4yr/50k bumper-to-bumper and 4yr/50k powertrain coverage. Warranty does not vary by trim level.
Is the 2026 BMW 3 Series M3 Competition xDrive worth $26,300 more than the M340i?
The M3 Competition xDrive changes both the engine and drivetrain for $26,300 more. That is a hardware upgrade, not just a feature bump.
Which 2026 BMW 3 Series trim gets better fuel economy, the M340i or the M3 Competition xDrive?
The M340i is the more efficient of the two at 29 combined MPG, versus 18 for the other trim. That matters most if you are balancing running costs against the extra power, drivetrain, or comfort equipment tied to the pricier trim.
The Full Story Behind This Price Gap
Use the direct answer above for this exact matchup, then use these guides to understand whether you are really looking at a feature step-up, a package shuffle, or the point where the lineup starts changing in a meaningful way.
What $26,300 Gets You
At $26,300 more, the 3 Series M3 Competition xDrive adds the 3.0L I6 Turbo engine (+137 hp) and AWD. This is a situational call. If those features are on your must-have list, the upgrade makes sense. If not, the M340i delivers the same core 3 Series experience for less.
M340i vs. M3 Competition xDrive: Day-to-Day
The M3 Competition xDrive comes with the 3.0L I6 Turbo instead of the M340i's 3.0L I6 mild-hybrid Turbo. That means 137 more horsepower and 81 more lb-ft of torque. You will notice it most when merging, passing, or climbing at speed. In return, expect about 11 fewer combined MPG. The M3 Competition xDrive has AWD while the M340i has RWD. This affects traction, weight, and fuel economy.
Fuel Economy Comparison
The 3 Series M340i gets 11 more combined MPG. At $3.50/gallon and 12,000 miles/year, that saves roughly $885 per year or $4,425 over five years of ownership.
Summary
The 3 Series M3 Competition xDrive costs $26,300 more than the M340i (about $463/month more on a 60-month loan). That buys 6 meaningful changes at $4,383 per change. Whether that trade-off is worth it depends on which features matter to your daily driving.
Trim-Matched Accessories
These add-ons are split by trim intent so the recommendations follow the actual use case, not just the same repeated product block.
BMW 3 Series M340i
Value-trim add-onsThese picks fit the M340i best when the goal is covering the daily-use gaps without paying up to the next trim.
BMW 3 Series M3 Competition xDrive
Step-up trim add-onsThese picks suit the M3 Competition xDrive when you want the accessories to match the nicer cabin, broader utility, or more premium use case.
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Specifications shown combine licensed third-party automotive data with official manufacturer, EPA, and NHTSA source material for the 2026 model year. Actual pricing, features, and availability may vary by region and dealer. Always confirm details with an authorized dealer before making a purchase decision. TrimAtlas is not affiliated with BMW or any dealership.
Page updated 2026-03-18. Verify equipment, pricing, and regional availability with the manufacturer or dealer.