HomeCompare › Tacoma SR vs F-150 XL

2026 Toyota Tacoma SR vs 2025 Ford F-150 XL

Full side-by-side comparison — pricing, performance, fuel economy, features, and safety. Updated 2026.

2026 Toyota Tacoma
SR
$32,350
VS
2025 Ford F-150
XL
$36,965
More Power
The F-150 XL packs 62 more hp for noticeably stronger acceleration.
$4,615
Price Gap
1 MPG
MPG Diff
62 HP
HP Diff

Full Spec Comparison

Tacoma SR starts at $32,350, $4,615 less. Tacoma SR leads with 23 MPG. F-150 XL makes 290 hp (+62).

Spec2026 Toyota Tacoma SR2025 Ford F-150 XL
Pricing
MSRP$32,350 Save $4,615$36,965 +$4,615
Powertrain
Engine2.4L Turbo I4 3.3L V6
Horsepower228 hp 62 hp less290 hp +62 hp
Torque243 lb-ft 265 lb-ft
Transmission8-Spd AT 10-Spd AT
DrivetrainRWD RWD
Fuel Economy
City MPG21 +120 1 less
Hwy MPG26 26
Combined MPG23 +122 1 less
Interior & Tech
Seats5 +23 2 less
Cargo32.7 cu ft 52.8 cu ft
Screen8.0" 8.0"
Wireless CarPlayYes No
Heated SeatsNo No
MoonroofNo No
Dimensions
Curb Weight4,310 lbs 4,320 lbs
Wheelbase128.1" 122.4"
Length212.3" 209.1"
Wheels16" Steel 17" Steel
Safety
Safety SuiteTSS 3.0 Co-Pilot360

Tacoma SR or F-150 XL?

Both are competitive. Tacoma SR has a lower entry price, Tacoma SR leads on efficiency.Test drive both.

FAQ

What is the price difference between the 2026 Toyota Tacoma SR and 2025 Ford F-150 XL?
The Tacoma SR starts at $32,350, which is $4,615 less than the F-150 XL at $36,965. Both prices are manufacturer MSRP before destination, taxes, and dealer fees.
Which gets better gas mileage, the Tacoma SR or F-150 XL?
The Tacoma SR achieves 23 combined MPG, 1 MPG more than the other. Over 15,000 miles per year at $3.50/gallon, that could save roughly $104 annually.
Should I buy a 2026 Toyota Tacoma or Ford F-150?
Both are strong choices. The Tacoma SR costs less and gets better fuel economy. The F-150 XL is more powerful. Test drive both — the right choice often comes down to which one feels better to you.
Which is more reliable, the Toyota Tacoma or Ford F-150?
Both Toyota and Ford have strong reliability records. Toyota consistently leads reliability surveys from Consumer Reports and J.D. Power. The Ford F-150 is competitive in reliability. Both are safe bets for long-term ownership.
Is the Toyota Tacoma bigger than the Ford F-150?
The Tacoma SR measures 212.3" long with a 128.1" wheelbase and 32.7 cu ft of cargo space. The F-150 XL is 209.1" long with a 122.4" wheelbase and 52.8 cu ft of cargo. The F-150 has a cargo advantage.
What is the cost of insurance for the Tacoma SR vs F-150 XL?
Insurance costs vary by driver, location, and coverage level, but both the Tacoma SR and F-150 XL fall within a similar insurance bracket as trucks in the $32,350–$36,965 range. The F-150 XL may cost slightly more to insure due to its higher MSRP. Get quotes for both before making your decision.
What is the total cost of ownership for the 2026 Toyota Tacoma SR?
Beyond the $32,350 MSRP, factor in estimated fuel costs ($2,283/year at $3.50/gal), insurance ($1,200–$2,400/year varies), and maintenance. Toyota vehicles are generally affordable to maintain, and the TSS 3.0 safety suite can help reduce insurance premiums.

Who Should Choose the Tacoma SR

The 2026 Toyota Tacoma SR appeals to buyers who want strong value without overspending. At $32,350, it undercuts the F-150 XL by $4,615.

Fuel economy is a clear strength here — 23 combined MPG means lower running costs over the life of the vehicle. Toyota ownership comes with industry-leading reliability and resale value. Compare more: Tacoma SR vs Tacoma SR5, Tacoma SR vs Tacoma TRD Sport, Tacoma SR vs Tacoma TRD Off-Road.

Who Should Choose the F-150 XL

The 2025 Ford F-150 XL is the better fit for buyers who value what the Ford F-150 brings to the table. With 290 hp, it also delivers stronger performance.

Ford's approach to this truck emphasizes raw capability and a wide range of configurations. If that aligns with your priorities, the F-150 XL deserves serious consideration.

Why the Price Difference Exists

The $4,615 price gap reflects different brand strategies and equipment levels. The F-150 XL carries a premium, which is driven by relatively modest equipment differences between the two.

Powertrain differences account for part of the gap — the F-150 XL makes 62 more hp. Feature differences like 62 more horsepower, larger wheels also contribute. Both are competitive within the truck market, and neither represents a poor value at their respective price points.

What Kind of Buyer Notices the Difference

Enthusiast drivers will feel the differences immediately if there's a powertrain gap. A 62 hp difference is noticeable during merging, passing, and hill climbs. Interior differences become apparent on longer trips where seat comfort, noise levels, and tech features matter more.

For buyers who primarily drive in urban and suburban settings under 40 mph, both of these trucks will feel remarkably similar in daily use. The differences surface on road trips, in extreme weather (where heated seats and AWD matter), and during technology-heavy interactions like navigation and phone integration.

When Both Trucks Feel the Same

In a parking lot, at a stoplight, or cruising in light traffic, these two vehicles deliver very similar experiences. Both are modern, safe trucks with contemporary safety suites, decent infotainment, and comfortable cabins. Neither will leave you feeling shortchanged in everyday scenarios.

The choice between Toyota and Ford often comes down to brand loyalty, dealer experience, and which vehicle simply feels right during a test drive. We recommend driving both back-to-back on the same day — the subtle differences in steering feel, seat position, and visibility are more informative than any spec sheet.

Important Notice: All specifications, pricing (MSRP), fuel economy (EPA estimates), and feature information presented on TrimAtlas are compiled from publicly available manufacturer data and are provided for informational and comparison purposes only. This information may not reflect final production specifications, regional variations, available packages, dealer-installed options, or current pricing at your local dealership. Actual transaction prices, fuel economy, and equipment may vary. TrimAtlas is an independent automotive information resource and is not affiliated with, endorsed by, sponsored by, or connected to any vehicle manufacturer, dealer, dealer group, or automotive brand mentioned on this site. All trademarks, model names, and brand names are the property of their respective owners and are used here solely for identification and comparison purposes. TrimAtlas does not sell vehicles, arrange financing, or provide warranties. Always verify all information directly with an authorized dealer before making any purchase decision. This content does not constitute professional advice of any kind — financial, legal, mechanical, or otherwise. Use this information at your own risk. See our full terms and disclaimers.
🤖 TrimAtlas AI
Hi! Try asking me things like:

• "Camry vs Accord"
• "best mpg suv"
• "cheapest truck"
• "hybrid options"