2026 Toyota Camry XSE vs 2025 Subaru Legacy Touring XT
$3,085 less and 17 mpg better vs 28 more hp. That is the real fork. Key numbers: $3,085 price gap, 232 vs 260 hp, 43 vs 26 MPG.
The Camry XSE leads on $3,085 less, 17 MPG better. The Legacy Touring XT leads on 28 more hp. The spec table compares 5 specifications head to head.
Key Differences at a Glance
What's Actually Different
These two vehicles differ in 5 specifications.
Full Specification Comparison
Specifications and pricing reflect available data as of early 2026 and may not match current manufacturer figures. Always confirm details with an authorized dealer before making a purchase decision.
| Spec | 2026 Toyota Camry XSE | 2025 Subaru Legacy Touring XT |
|---|---|---|
| Pricing | ||
| MSRP | $37,025 | $40,110 |
| Powertrain | ||
| Engine | 2.5L I4 hybrid | 2.4L flat 4 Turbo |
| Horsepower | 232 hp | 260 hp |
| Torque | No published data | 277 lb-ft |
| Transmission | continuously variable-speed automatic | continuously variable-speed automatic |
| Drivetrain | AWD | AWD |
| Fuel Economy | ||
| City MPG | 43 | 23 |
| Highway MPG | 43 | 31 |
| Combined MPG | 43 | 26 |
| Fuel Tank | 13.0 gal | 18.5 gal |
| Annual Fuel Cost (EPA) | No published data | $1,700/yr |
| Dimensions | ||
| Curb Weight | 3,682 lbs | 3,787 lbs |
| Wheelbase | 111.2" | 108.3" |
| Length | 193.5" | 191.1" |
| Width | 72.4" | 72.4" |
| Height | 56.9" | 59.1" |
| Safety | ||
| NHTSA Overall | 5/5 stars | 5/5 stars |
| IIHS Award | TSP+ | No published data |
| Warranty | ||
| Bumper-to-Bumper | 3yr/36k | 3yr/36k |
| Powertrain | 5yr/60k | 5yr/60k |
| Corrosion | 5yr/unlimited | 5yr/unlimited |
| Roadside Assistance | 2yr/25k | 3yr/36k |
Frequently Asked Questions
What is the price difference between the 2026 Toyota Camry XSE and 2025 Subaru Legacy Touring XT?
The 2026 Toyota Camry XSE starts at $37,025, $3,085 less than the 2025 Subaru Legacy Touring XT at $40,110. On a 60-month loan that is roughly $54/month. All prices are MSRP before destination and dealer fees.
Who should choose the 2026 Toyota Camry XSE?
The 2026 Toyota Camry XSE is the stronger pick when you want to keep $3,085 in your pocket and the 2026 Toyota Camry XSE covers your needs; lower running costs matter to you, roughly $638/year less on fuel.
Who should choose the 2025 Subaru Legacy Touring XT?
The 2025 Subaru Legacy Touring XT is the stronger pick when you prefer the Subaru approach to the midsize sedan segment.
Which gets better fuel economy, the 2026 Toyota Camry XSE or 2025 Subaru Legacy Touring XT?
The 2026 Toyota Camry XSE rates 43 combined MPG, 17 MPG ahead.
Which is more powerful, the 2026 Toyota Camry XSE or 2025 Subaru Legacy Touring XT?
The 2025 Subaru Legacy Touring XT produces 260 hp, 28 more than the 2026 Toyota Camry XSE at 232 hp. The 2026 Toyota Camry XSE runs a 2.5L I4 hybrid; the 2025 Subaru Legacy Touring XT uses a 2.4L flat 4 Turbo.
Is the 2026 Toyota Camry XSE bigger than the 2025 Subaru Legacy Touring XT?
The 2026 Toyota Camry XSE is 2.4″ longer at 193.5″ vs 191.1″. The 2026 Toyota Camry XSE has a 2.9″ longer wheelbase, which typically means more rear-seat legroom.
How do the warranties compare?
Both offer similar warranty coverage: 3yr/36k bumper-to-bumper and 5yr/60k powertrain.
Explore more: Toyota trims, Toyota Camry trims, Subaru trims, Subaru Legacy trims
How the Camry and Legacy Stack Up
Two midsize sedans, two brands, and a decision that comes down to which one fits your commute and budget. The 2026 Toyota Camry XSE starts at $37,025; the 2025 Subaru Legacy Touring XT at $40,110. The $3,085 gap adds up to $54/month on a 60-month loan. That is real money, so the pricier option needs to earn it with capabilities you will actually use.
Powertrain: Camry vs Legacy
The 2026 Toyota Camry XSE runs a 2.5L I4 hybrid; the 2025 Subaru Legacy Touring XT uses a 2.4L flat 4 Turbo. The 2025 Subaru Legacy Touring XT has 28 more hp (260 vs 232), enough to notice on highway on-ramps and when passing. Both use AWD.
What It Actually Costs to Own
The 2026 Toyota Camry XSE saves roughly $638/year on fuel at $3.50/gallon and 12,000 annual miles. Over five years, that is $3,190. The 2026 Toyota Camry XSE wins on both sticker price and running costs, making it the stronger value on paper.
Which One Should You Buy?
Choose the 2026 Toyota Camry XSE when you want to keep $3,085 in your pocket and the 2026 Toyota Camry XSE covers your needs. Choose the 2025 Subaru Legacy Touring XT when you prefer the Subaru approach to the midsize sedan segment. At $54/month more, the 2025 Subaru Legacy Touring XT needs to earn that gap with something you use weekly.
Specifications shown combine licensed third-party automotive data with official manufacturer, EPA, and NHTSA source material. Actual pricing, features, and availability may vary by region and dealer. Always confirm details with an authorized dealer before making a purchase decision. TrimAtlas is not affiliated with Toyota or Subaru or any dealership.