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2026 Ford F-150 XL vs 2026 Chevrolet Silverado WT

Full side-by-side comparison — pricing, performance, fuel economy, features, and safety. Updated 2026.

2026 Ford F-150
XL
$37,515
VS
2026 Chevrolet Silverado
WT
$40,500
💰
Best Value
The F-150 XL saves you $2,985 — the biggest difference here.
$2,985
Price Gap
Same
MPG Diff
20 HP
HP Diff

Full Spec Comparison

F-150 XL starts at $37,515, $2,985 less. Same 22 MPG. Silverado WT makes 310 hp (+20).

Spec2026 Ford F-150 XL2026 Chevrolet Silverado WT
Pricing
MSRP$37,515 Save $2,985$40,500 +$2,985
Powertrain
Engine3.3L V6 2.7L Turbo I4
Horsepower290 hp 20 hp less310 hp +20 hp
Torque265 lb-ft 430 lb-ft
Transmission10-Spd AT 8-Spd AT
DrivetrainRWD RWD
Fuel Economy
City MPG20 20
Hwy MPG26 +125 1 less
Combined MPG22 22
Interior & Tech
Seats3 3
Cargo52.8 cu ft 71.7 cu ft
Screen8.0" 7.0"
Wireless CarPlayNo No
Heated SeatsNo No
MoonroofNo No
Dimensions
Curb Weight4,332 lbs 4,400 lbs
Wheelbase122.4" 147.4"
Length209.1" 230.0"
Wheels17" Steel 17" Steel
Safety
Safety SuiteCo-Pilot360 Chevy Safety

F-150 XL or Silverado WT?

Both are competitive. F-150 XL has a lower entry price. Test drive both.

FAQ

What is the price difference between the 2026 Ford F-150 XL and 2026 Chevrolet Silverado WT?
The F-150 XL starts at $37,515, which is $2,985 less than the Silverado WT at $40,500. Both prices are manufacturer MSRP before destination, taxes, and dealer fees.
Which gets better gas mileage, the F-150 XL or Silverado WT?
Both achieve 22 combined MPG, so fuel costs will be essentially identical.
Should I buy a 2026 Ford F-150 or Chevrolet Silverado?
Both are strong choices. The F-150 XL costs less and offers Ford's reputation for quality. The Silverado WT is more powerful. Test drive both — the right choice often comes down to which one feels better to you.
Which is more reliable, the Ford F-150 or Chevrolet Silverado?
Both Ford and Chevrolet have strong reliability records. The Ford F-150 has a solid track record. The Chevrolet Silverado is competitive in reliability. Both are safe bets for long-term ownership.
Is the Ford F-150 bigger than the Chevrolet Silverado?
The F-150 XL measures 209.1" long with a 122.4" wheelbase and 52.8 cu ft of cargo space. The Silverado WT is 230.0" long with a 147.4" wheelbase and 71.7 cu ft of cargo. The Silverado has a cargo advantage.
What is the cost of insurance for the F-150 XL vs Silverado WT?
Insurance costs vary by driver, location, and coverage level, but both the F-150 XL and Silverado WT fall within a similar insurance bracket as trucks in the $37,515–$40,500 range. The Silverado WT may cost slightly more to insure due to its higher MSRP. Get quotes for both before making your decision.
What is the total cost of ownership for the 2026 Ford F-150 XL?
Beyond the $37,515 MSRP, factor in estimated fuel costs ($2,386/year at $3.50/gal), insurance ($1,200–$2,400/year varies), and maintenance. Ford vehicles are generally affordable to maintain, and the Co-Pilot360 safety suite can help reduce insurance premiums.

Who Should Choose the F-150 XL

The 2026 Ford F-150 XL appeals to buyers who want strong value without overspending. At $37,515, it undercuts the Silverado WT by $2,985.

Ford ownership comes with broad dealer network and strong aftermarket support. Compare more: F-150 XL vs F-150 XLT, F-150 XL vs F-150 Lariat, F-150 XL vs F-150 King Ranch.

Who Should Choose the Silverado WT

The 2026 Chevrolet Silverado WT is the better fit for buyers who value what the Chevrolet Silverado brings to the table. With 310 hp, it also delivers stronger performance.

Chevrolet's approach to this truck emphasizes a balance of features and value. If that aligns with your priorities, the Silverado WT deserves serious consideration.

Why the Price Difference Exists

The $2,985 price gap reflects different brand strategies and equipment levels. The Silverado WT carries a premium, which is driven by relatively modest equipment differences between the two.

Powertrain differences account for part of the gap — the Silverado WT makes 20 more hp. Feature differences like a larger touchscreen, 20 more horsepower also contribute. Both are competitive within the truck market, and neither represents a poor value at their respective price points.

What Kind of Buyer Notices the Difference

Enthusiast drivers will feel the differences immediately if there's a powertrain gap. The horsepower difference here is modest enough that most commuters won't notice it. Interior differences become apparent on longer trips where seat comfort, noise levels, and tech features matter more.

For buyers who primarily drive in urban and suburban settings under 40 mph, both of these trucks will feel remarkably similar in daily use. The differences surface on road trips, in extreme weather (where heated seats and AWD matter), and during technology-heavy interactions like navigation and phone integration.

When Both Trucks Feel the Same

In a parking lot, at a stoplight, or cruising in light traffic, these two vehicles deliver very similar experiences. Both are modern, safe trucks with contemporary safety suites, decent infotainment, and comfortable cabins. Neither will leave you feeling shortchanged in everyday scenarios.

The choice between Ford and Chevrolet often comes down to brand loyalty, dealer experience, and which vehicle simply feels right during a test drive. We recommend driving both back-to-back on the same day — the subtle differences in steering feel, seat position, and visibility are more informative than any spec sheet.

Important Notice: All specifications, pricing (MSRP), fuel economy (EPA estimates), and feature information presented on TrimAtlas are compiled from publicly available manufacturer data and are provided for informational and comparison purposes only. This information may not reflect final production specifications, regional variations, available packages, dealer-installed options, or current pricing at your local dealership. Actual transaction prices, fuel economy, and equipment may vary. TrimAtlas is an independent automotive information resource and is not affiliated with, endorsed by, sponsored by, or connected to any vehicle manufacturer, dealer, dealer group, or automotive brand mentioned on this site. All trademarks, model names, and brand names are the property of their respective owners and are used here solely for identification and comparison purposes. TrimAtlas does not sell vehicles, arrange financing, or provide warranties. Always verify all information directly with an authorized dealer before making any purchase decision. This content does not constitute professional advice of any kind — financial, legal, mechanical, or otherwise. Use this information at your own risk. See our full terms and disclaimers.
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