2026 Ford F-150 Lariat vs 2025 Ford F-150 XLT
75 more hp and 100 more lb-ft torque vs $13,865 less. That is the real fork. Key numbers: 400 vs 325 hp, 19 vs 20 MPG.
The F-150 Lariat leads on 75 more hp, 100 more lb-ft torque. The F-150 XLT leads on $13,865 less. The spec table compares 6 specifications head to head.
Key Differences at a Glance
What's Actually Different
These two vehicles differ in 6 specifications.
Full Specification Comparison
Specifications and pricing reflect available data as of early 2026 and may not match current manufacturer figures. Always confirm details with an authorized dealer before making a purchase decision.
| Spec | 2026 Ford F-150 Lariat | 2025 Ford F-150 XLT |
|---|---|---|
| Pricing | ||
| MSRP | $63,360 | $49,495 |
| Powertrain | ||
| Engine | 3.5L V6 Turbo | 2.7L V6 Turbo |
| Horsepower | 400 hp | 325 hp |
| Torque | 500 lb-ft | 400 lb-ft |
| Transmission | 10-speed shiftable automatic | 10-speed shiftable automatic |
| Drivetrain | 4WD | 4WD |
| Fuel Economy | ||
| City MPG | 16 | 18 |
| Highway MPG | 24 | 23 |
| Combined MPG | 19 | 20 |
| Fuel Tank | 36.0 gal | 36.0 gal |
| Dimensions | ||
| Curb Weight | 5,096 lbs | 4,895 lbs |
| Wheelbase | 145.4" | 145.4" |
| Length | 232.0" | 232.0" |
| Width | 79.9" | 79.9" |
| Height | 77.1" | 77.1" |
| Truck Specs | ||
| Cab Type | SuperCrew | SuperCab |
| Bed Length | 5.5 ft | 6.5 ft |
| Safety | ||
| NHTSA Overall | 5/5 stars | 5/5 stars |
| Warranty | ||
| Bumper-to-Bumper | 3yr/36k | 3yr/36k |
| Powertrain | 5yr/60k | 5yr/60k |
| Corrosion | 5yr/unlimited | 5yr/unlimited |
| Roadside Assistance | 5yr/60k | 5yr/60k |
Frequently Asked Questions
What is the price difference between the 2026 Ford F-150 Lariat and 2025 Ford F-150 XLT?
The 2025 Ford F-150 XLT starts at $49,495, $13,865 less than the 2026 Ford F-150 Lariat at $63,360. On a 60-month loan that is roughly $244/month. All prices are MSRP before destination and dealer fees.
Who should choose the 2026 Ford F-150 Lariat?
The 2026 Ford F-150 Lariat is the stronger pick when you need the extra 75 hp for towing, hauling, or highway merging; 100 lb-ft more torque for pulling trailers and heavy loads.
Who should choose the 2025 Ford F-150 XLT?
The 2025 Ford F-150 XLT is the stronger pick when you want to keep $13,865 in your pocket and the 2025 Ford F-150 XLT covers your needs; lower running costs matter to you, roughly $111/year less on fuel.
Which gets better fuel economy, the 2026 Ford F-150 Lariat or 2025 Ford F-150 XLT?
The 2025 Ford F-150 XLT rates 20 combined MPG, 1 MPG ahead.
Which is more powerful, the 2026 Ford F-150 Lariat or 2025 Ford F-150 XLT?
The 2026 Ford F-150 Lariat produces 400 hp, 75 more than the 2025 Ford F-150 XLT at 325 hp. The 2026 Ford F-150 Lariat also leads in torque at 500 lb-ft vs 400 lb-ft. That torque gap matters most when towing or hauling heavy loads. The 2026 Ford F-150 Lariat runs a 3.5L V6 Turbo; the 2025 Ford F-150 XLT uses a 2.7L V6 Turbo.
Is the 2026 Ford F-150 Lariat bigger than the 2025 Ford F-150 XLT?
Both measure 232.0″ in overall length.
Explore more: Ford trims, Ford F-150 trims
- 2026 Ford F-150 Lariat Safety Ratings (NHTSA)
- 2025 Ford F-150 XLT Safety Ratings (NHTSA)
- Compare Fuel Economy (EPA)
How the F-150 and F-150 Stack Up
Two full-size trucks built for work and weekend. The 2026 Ford F-150 Lariat ($63,360) and 2025 Ford F-150 XLT ($49,495) take different approaches to the same job. The $-13,865 gap adds up to $244/month on a 60-month loan. That is real money, so the pricier option needs to earn it with capabilities you will actually use.
Powertrain: F-150 vs F-150
The 2026 Ford F-150 Lariat runs a 3.5L V6 Turbo; the 2025 Ford F-150 XLT uses a 2.7L V6 Turbo. The 2026 Ford F-150 Lariat has 75 more hp (400 vs 325). A gap that large affects towing confidence, highway merging, and how loaded the vehicle can feel before it struggles. The 2026 Ford F-150 Lariat also delivers 100 more lb-ft of torque (500 vs 400), which matters for trailer stability and pulling heavy loads up grades. Both use 4WD.
What It Actually Costs to Own
The 2025 Ford F-150 XLT saves roughly $111/year on fuel at $3.50/gallon and 12,000 annual miles. Over five years, that is $555.
Which One Should You Buy?
Choose the 2026 Ford F-150 Lariat when you need the extra 75 hp for towing, hauling, or highway merging. Choose the 2025 Ford F-150 XLT when you want to keep $13,865 in your pocket and the 2025 Ford F-150 XLT covers your needs.
Specifications shown combine licensed third-party automotive data with official manufacturer, EPA, and NHTSA source material. Actual pricing, features, and availability may vary by region and dealer. Always confirm details with an authorized dealer before making a purchase decision. TrimAtlas is not affiliated with Ford or any dealership.