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2026 Chevrolet Silverado LT vs 2025 Ford F-150 XLT

Full side-by-side comparison — pricing, performance, fuel economy, features, and safety. Updated 2026.

2026 Chevrolet Silverado
LT
$47,800
VS
2025 Ford F-150
XLT
$43,720
Fuel Winner
The F-150 XLT gets 4 more MPG combined — saving hundreds in fuel costs yearly.
$4,080
Price Gap
4 MPG
MPG Diff
30 HP
HP Diff

Full Spec Comparison

F-150 XLT starts at $43,720, $4,080 less. F-150 XLT leads with 22 MPG. Silverado LT makes 355 hp (+30).

Spec2026 Chevrolet Silverado LT2025 Ford F-150 XLT
Pricing
MSRP$47,800 +$4,080$43,720 Save $4,080
Powertrain
Engine5.3L V8 2.7L Turbo V6
Horsepower355 hp +30 hp325 hp 30 hp less
Torque383 lb-ft 400 lb-ft
Transmission10-Spd AT 10-Spd AT
DrivetrainRWD RWD
Fuel Economy
City MPG16 4 less20 +4
Hwy MPG22 4 less26 +4
Combined MPG18 4 less22 +4
Interior & Tech
Seats5 5
Cargo71.7 cu ft 52.8 cu ft
Screen13.4" 12.0"
Wireless CarPlayYes Yes
Heated SeatsYes Avail.
MoonroofNo Avail.
Dimensions
Curb Weight4,690 lbs 4,410 lbs
Wheelbase147.4" 145.4"
Length230.0" 231.7"
Wheels18" Alloy 18" Alloy
Safety
Safety SuiteChevy Safety Co-Pilot360

Silverado LT or F-150 XLT?

Both are competitive. F-150 XLT has a lower entry price, F-150 XLT leads on efficiency.Test drive both.

FAQ

What is the price difference between the 2026 Chevrolet Silverado LT and 2025 Ford F-150 XLT?
The F-150 XLT starts at $43,720, which is $4,080 less than the Silverado LT at $47,800. Both prices are manufacturer MSRP before destination, taxes, and dealer fees.
Which gets better gas mileage, the Silverado LT or F-150 XLT?
The F-150 XLT achieves 22 combined MPG, 4 MPG more than the other. Over 15,000 miles per year at $3.50/gallon, that could save roughly $530 annually.
Should I buy a 2026 Chevrolet Silverado or Ford F-150?
Both are strong choices. The Silverado LT offers Chevrolet's reputation for quality. The F-150 XLT has a lower entry price and delivers Ford's take on the modern truck. Test drive both — the right choice often comes down to which one feels better to you.
Which is more reliable, the Chevrolet Silverado or Ford F-150?
Both Chevrolet and Ford have strong reliability records. The Chevrolet Silverado has a solid track record. The Ford F-150 is competitive in reliability. Both are safe bets for long-term ownership.
Is the Chevrolet Silverado bigger than the Ford F-150?
The Silverado LT measures 230.0" long with a 147.4" wheelbase and 71.7 cu ft of cargo space. The F-150 XLT is 231.7" long with a 145.4" wheelbase and 52.8 cu ft of cargo. The Silverado offers more cargo room.
What is the cost of insurance for the Silverado LT vs F-150 XLT?
Insurance costs vary by driver, location, and coverage level, but both the Silverado LT and F-150 XLT fall within a similar insurance bracket as trucks in the $43,720–$47,800 range. The Silverado LT may cost slightly more to insure due to its higher MSRP. Get quotes for both before making your decision.
What is the total cost of ownership for the 2026 Chevrolet Silverado LT?
Beyond the $47,800 MSRP, factor in estimated fuel costs ($2,917/year at $3.50/gal), insurance ($1,200–$2,400/year varies), and maintenance. Chevrolet vehicles are generally affordable to maintain, and the Chevy Safety safety suite can help reduce insurance premiums.

Who Should Choose the Silverado LT

The 2026 Chevrolet Silverado LT appeals to buyers who prioritize what Chevrolet does best: capability and proven toughness. At $47,800, it positions itself as the more powerful option.

Chevrolet ownership comes with a distinct ownership proposition. Compare more: Silverado WT vs Silverado LT, Silverado WT vs Silverado High Country, Silverado LT vs Silverado High Country.

Who Should Choose the F-150 XLT

The 2025 Ford F-150 XLT is the better fit for buyers who want a lower entry price. Superior fuel economy at 22 combined MPG is a genuine running-cost advantage.

Ford's approach to this truck emphasizes raw capability and a wide range of configurations. If that aligns with your priorities, the F-150 XLT deserves serious consideration.

Why the Price Difference Exists

The $4,080 price gap reflects different brand strategies and equipment levels. The Silverado LT is positioned higher, which is driven by relatively modest equipment differences between the two.

Powertrain differences account for part of the gap — the Silverado LT makes 30 more hp. Feature differences like a larger touchscreen, 30 more horsepower also contribute. Both are competitive within the truck market, and neither represents a poor value at their respective price points.

What Kind of Buyer Notices the Difference

Enthusiast drivers will feel the differences immediately if there's a powertrain gap. A 30 hp difference is noticeable during merging, passing, and hill climbs. Interior differences become apparent on longer trips where seat comfort, noise levels, and tech features matter more.

For buyers who primarily drive in urban and suburban settings under 40 mph, both of these trucks will feel remarkably similar in daily use. The differences surface on road trips, in extreme weather (where heated seats and AWD matter), and during technology-heavy interactions like navigation and phone integration.

When Both Trucks Feel the Same

In a parking lot, at a stoplight, or cruising in light traffic, these two vehicles deliver very similar experiences. Both are modern, safe trucks with contemporary safety suites, decent infotainment, and comfortable cabins. Neither will leave you feeling shortchanged in everyday scenarios.

The choice between Chevrolet and Ford often comes down to brand loyalty, dealer experience, and which vehicle simply feels right during a test drive. We recommend driving both back-to-back on the same day — the subtle differences in steering feel, seat position, and visibility are more informative than any spec sheet.

Important Notice: All specifications, pricing (MSRP), fuel economy (EPA estimates), and feature information presented on TrimAtlas are compiled from publicly available manufacturer data and are provided for informational and comparison purposes only. This information may not reflect final production specifications, regional variations, available packages, dealer-installed options, or current pricing at your local dealership. Actual transaction prices, fuel economy, and equipment may vary. TrimAtlas is an independent automotive information resource and is not affiliated with, endorsed by, sponsored by, or connected to any vehicle manufacturer, dealer, dealer group, or automotive brand mentioned on this site. All trademarks, model names, and brand names are the property of their respective owners and are used here solely for identification and comparison purposes. TrimAtlas does not sell vehicles, arrange financing, or provide warranties. Always verify all information directly with an authorized dealer before making any purchase decision. This content does not constitute professional advice of any kind — financial, legal, mechanical, or otherwise. Use this information at your own risk. See our full terms and disclaimers.
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