Home β€Ί Compare β€Ί F-150 XL vs F-150 XLT

2026 Ford F-150 XL vs 2026 Ford F-150 XLT

Full side-by-side comparison β€” pricing, performance, fuel economy, features, and safety. Updated 2026.

2026 Ford F-150
XL
$37,515
VS
2026 Ford F-150
XLT
$44,170
πŸ’°
Best Value
The F-150 XL saves you $6,655 β€” the biggest difference here.
$6,655
Price Gap
Same
MPG Diff
35 HP
HP Diff

Full Spec Comparison

F-150 XL starts at $37,515, $6,655 less. Same 22 MPG. F-150 XLT makes 325 hp (+35).

Spec2026 Ford F-150 XL2026 Ford F-150 XLT
Pricing
MSRP$37,515 Save $6,655$44,170 +$6,655
Powertrain
Engine3.3L V6 2.7L Turbo V6
Horsepower290 hp 35 hp less325 hp +35 hp
Torque265 lb-ft 400 lb-ft
Transmission10-Spd AT 10-Spd AT
DrivetrainRWD RWD
Fuel Economy
City MPG20 20
Hwy MPG26 26
Combined MPG22 22
Interior & Tech
Seats3 2 less5 +2
Cargo52.8 cu ft 52.8 cu ft
Screen8.0" 12.0"
Wireless CarPlayNo Yes
Heated SeatsNo Avail.
MoonroofNo Avail.
Dimensions
Curb Weight4,332 lbs 4,420 lbs
Wheelbase122.4" 145.4"
Length209.1" 231.7"
Wheels17" Steel 18" Alloy
Safety
Safety SuiteCo-Pilot360 Co-Pilot360

Which Trim Is Best?

The F-150 XL delivers value; the F-150 XLT adds features worth $6,655.

FAQ

What is the price difference between the 2026 Ford F-150 XL and 2026 Ford F-150 XLT?
The F-150 XL starts at $37,515, which is $6,655 less than the F-150 XLT at $44,170. Both prices are manufacturer MSRP before destination, taxes, and dealer fees.
Which gets better gas mileage, the F-150 XL or F-150 XLT?
Both achieve 22 combined MPG, so fuel costs will be essentially identical.
Is the 2026 Ford F-150 XL worth it, or should I upgrade to XLT?
It depends on your priorities. The XL at $37,515 covers the fundamentals well. The XLT adds wireless CarPlay, larger wheels, and other refinements for $6,655 more. If you plan to keep the truck for 5+ years, the comfort upgrades often justify the cost.
What features does the XLT have that the XL doesn't?
Key upgrades in the XLT include a larger 12.0" screen (vs 8.0"), wireless Apple CarPlay and Android Auto, a moonroof, and 18" Alloy wheels (vs 17" Steel). Safety features remain the same across both trims.
Do the XL and XLT have the same engine?
No. The XL uses a 3.3L V6 (290 hp) while the XLT gets a 2.7L Turbo V6 (325 hp). This results in a noticeable difference in acceleration and, in some cases, fuel economy.
Which 2026 Ford F-150 trim has the best resale value?
Mid-range trims of the F-150 typically hold value best as a percentage of MSRP, since they offer desirable features without the steep initial outlay. The XL will depreciate less in dollar terms, while the XLT retains a higher percentage of its value due to demand for its features.
Is the 2026 Ford F-150 a good car?
The 2026 Ford F-150 is a competitive option in the truck segment. All trims share the same Co-Pilot360 safety suite, and the 3.3L V6 engine is well-regarded for durability. It's a solid choice for buyers prioritizing long-term ownership.
What is the total cost of ownership for the 2026 Ford F-150 XL?
Beyond the $37,515 MSRP, factor in estimated fuel costs ($2,386/year at $3.50/gal), insurance ($1,200–$2,400/year varies), and maintenance. Ford vehicles are generally affordable to maintain, and the Co-Pilot360 safety suite can help reduce insurance premiums.

Who Should Choose the XL

The 2026 Ford F-150 XL is the right pick for buyers who prioritize value and don't need every available feature. At $37,515, it delivers the core F-150 experience β€” the same platform, the same 3.3L V6 engine with identical fuel economy, and the same safety suite β€” without the cost of extras that many drivers rarely use.

If your driving is primarily commuting and errands, and you'd rather put the $6,655 price difference toward other expenses, the XL makes a strong case. Budget-conscious buyers and those buying for reliability rather than luxury will feel well-served here.

Who Should Choose the XLT

The 2026 Ford F-150 XLT targets buyers willing to spend $6,655 more for a more complete package. That premium buys a larger touchscreen, wireless CarPlay, 35 more horsepower β€” features you'll interact with regularly, not just once at the dealership.

If cold mornings, long drives, or frequent passengers are part of your routine, the comfort upgrades in the XLT pay dividends over years of ownership. If resale value matters, higher trims also tend to hold their value better as a percentage of MSRP. See how other F-150 trims compare: F-150 XL vs F-150 Lariat, F-150 XL vs F-150 King Ranch, F-150 XL vs F-150 Platinum.

Why the Price Difference Exists

The $6,655 gap between the XL and XLT comes down to a combination of technology and comfort upgrades. Specifically, the XLT adds a larger touchscreen, wireless CarPlay, 35 more horsepower.

There is also a performance difference: the F-150 XLT produces 325 hp versus 290 hp, which translates to noticeable acceleration differences.

What Kind of Buyer Notices the Difference

Tech-focused drivers will immediately notice the screen and connectivity differences between trims. If you rely on wireless CarPlay or Android Auto daily, that alone may justify upgrading. During winter months, the heated seats in the F-150 XLT become a daily comfort β€” something you'll appreciate every morning.

Casual drivers who use their truck primarily for commuting may find the trims feel very similar once underway. The differences are most apparent when you first get in, adjust settings, and interact with the cabin.

When Both Trims Feel the Same

On the highway at 65 mph, these two trims deliver an identical experience. Same engine note, same ride quality, same fuel consumption, same safety features active in the background. The F-150's fundamental driving character doesn't change between the XL and XLT.

Both trims also share the same warranty coverage, the same crash-test ratings, and access to the same dealer service network. If your priority is getting from A to B in a reliable, efficient truck, either trim accomplishes that equally well. The choice ultimately comes down to how much the in-cabin experience matters to your daily satisfaction with the vehicle.

Important Notice: All specifications, pricing (MSRP), fuel economy (EPA estimates), and feature information presented on TrimAtlas are compiled from publicly available manufacturer data and are provided for informational and comparison purposes only. This information may not reflect final production specifications, regional variations, available packages, dealer-installed options, or current pricing at your local dealership. Actual transaction prices, fuel economy, and equipment may vary. TrimAtlas is an independent automotive information resource and is not affiliated with, endorsed by, sponsored by, or connected to any vehicle manufacturer, dealer, dealer group, or automotive brand mentioned on this site. All trademarks, model names, and brand names are the property of their respective owners and are used here solely for identification and comparison purposes. TrimAtlas does not sell vehicles, arrange financing, or provide warranties. Always verify all information directly with an authorized dealer before making any purchase decision. This content does not constitute professional advice of any kind β€” financial, legal, mechanical, or otherwise. Use this information at your own risk. See our full terms and disclaimers.
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